Reclaim Unfair Bank Charges Discussion Area

dips1105

My Money claim states Acknowledges..... what happens now?

Edinburghlass_2

BudChampagne wrote:

Today's the day I file my claim, I am doing so online now.

What address do I put in the defendants details?

The infamous Mr C Langdale at the Arlington Business Centre address, whom all correspondence has been from, or their registered head office at Canada Square?

Cheers

Should be the banks registered address now.

Edinburghlass_2

dips1105 wrote:

My Money claim states Acknowledges..... what happens now?

you wait

Edinburghlass_2

crysta1010 wrote:

Please Help.....

Am just about to send my second letter giving 7 days before I start Court Proceedings but can't find my copy of the charges that I printed out using this sites calculater plus interest.
I received a letter from them on saturday saying that they are considering my claim so I know they received the first lot of charges that were printed out.

What should I do
Please Help

You could phone them and ask them what the total is. I would start again inputting the charges though as this list will form part of your claim in court proceedings.

and take several copies this time!

dips1105

Edinburghlass wrote:

you wait

... being dumb but wait for what, the bank to say something??? The court???

noxid

Hi there,
I am so pleased I have found this forum. I have been charged £8.00 per day for unautorised overdraft fee plus charges for payments made with insufficient funds by Yorkshire Bank.
Has anyone had experience with them and does it matter that I have just closed the account?

Thank you, all advice greatfully received.

Noxid

newcook

I am now feeling quite brave after winning against first direct and so am going to go for Egg and Cahoot but need a couple of questions answered please!!!!

1) with cahoot it is my current account and credit card - the interest rates on the credit card are as much as the overlimit charge! Shall I go get the interest charge aswell???

2) has anyone had their accounts closed by cahoot?? I couldn’t care about egg as I no longer use their credit card but I am slightly worried cahoot will tell me to go elsewhere…

Luv n hugs

harrylou_2

Hi All..
We have put in a claim to Natwest, to recover just over £5000 in charges..

They have responded by saying they take up to 8 weeks to give an official responce, even though i have used all template letters on this site....

Is this usual practice..or should i start court proceedings, or wait the 8 weeks first...

Edinburghlass_2

Have you sent your letter before action? If not send that one and stick to your time frame.

nickmack

harrylou wrote:

We have put in a claim to Natwest, to recover just over £5000 in charges..

They have responded by saying they take up to 8 weeks to give an official responce, even though i have used all template letters on this site....

Is this usual practice..or should i start court proceedings, or wait the 8 weeks first...

Stick to your timetable and ignore the banks delaying tactic.