Reclaim Unfair Bank Charges Discussion Area

gill5blue

hi, this is my first posting
I copied the template letters and some info and took it to work and distributed 13 copies amongst 25 employees the banks will be payng out a lot of unfair charges soon.
MY QUESTION IS HAVING VISITED CONSUMER ACTON GROUP WEBSITE IT STATES THAT YOU CAN CLAM LONGER THAN 6 YEARS AGO. DOES ANYONE NOW IF THIS IS TRUE?I WOULD BE INTERESTED IN THIS AS IN THE LAST 6 YEARS HAVE NOT HAD MANY UNFAIR CHARGES BUT PREVIOUSLY I EXPECT IWOULD HAVE

golddigger_3

madlee wrote: »

Can you claim the over limit fees of £12 on credit cards

We are in the process of trying to good luck and keep us posted

jayneg_2

Help! Getting a bit jittery now! Nat West have defended my claim. I have received a huge amount of paper work from their solicitors Cobbetts in Manchester. There is a defence and a Request for Further information which goes on about responding to their request "in accordance with CPR Part 18" etc etc. I have to reply by 18 April. Any tips for filling this in and does this mean they will defend this in court? Any help really appreciated. JG

phil_kirsty

hi all has anyone seen that on bbc news about that barrister whos claiming his money back he has had an offer for more than his charges but still taking them to court says he wants damages,could he ruin it for all of us i wonder

PUNIDOR

they say " I am prepared to credit your account with the difference between the charges that you have incurred and the £12 fee recommended by the OFT" do i take the offer? or i ask the full amont?

mandz01

i have sent for statements from the halifax - had to write twice as they only sent 4 months of each year at first.
i have made no phonecalls and dont intend to - i am doing everything by letter.
wish me luck!
reading these success stories has made me even more determined!

kazza1976_2

You have sent yours to the halifax the same day as me, i decided to give them a few extra days before going to court as a goodwill gesture to cover the bank holidays. Also had a letter on Saturday giving me waffle about them taking 8 weeks to look into it blah blah.

jonun

hi all..
just sent my 1st letter to natwest today requesting full amount of nearly 8000 pound..i was dead excited popping it in the post but now im really scared that its such a high amount that they are gonna fight me to the bitter end...
is anybody else out there dealing with natwest for a high amount?? just need a little bit of confidence as i am really worried about having to go through the court process..
P.S.. dont know what id have done without this site and all of your advice..
thanks..

Leebcoward

Tell them to credit the difference between the charges and the ACTUAL costs with your account or see them in court where a judge will ask them to disclose this figure!

Good Luck

madlee

Hi

I sent a letter to natwest on 22nd March requesting approx £2,300 + interest, have still not heard anything.

I will send another letter next week, hopefully will get a reply as not to keen in going down taking to court route.