Reclaim Unfair Bank Charges Discussion Area

Twinkly

Jackswan wrote: »

Spoke to MCOL this morning asking why there was now no need to complete the AQ. District Judges are deciding that they are 'a waste of time', the Defendants don't turn up and they (Judges) are becoming cheesed off with
the Banks. Of course the DJ can still ask for an AQ to be completed when the
case is transferred to a CC nearer your home address.

Maybe this is all good news for us claimants.

Does look good yes

geoff1057

continuing saga of Barclays Additions Account ,as seen on "whistleblower", my daughter was told by Barclays that they were upgrading her account to an Additions Account, but what they didnt tell her was that they would be charging her £10 a month for the priviledge, after watching "whistleblower" she checked her statements,and realised the account fee of £10 was for this Additions Account ,something she didnt want, but Barclays thought she should have. she layed into Barclays and at first they said they would cancel the account for her ,after further ranting they offererd to pay her back six months charges,she politely told them in not so many words that she wanted all her money back (circa £250 ),Barclays said that they would be intouch within 5 working days.Letter came Sat morning, they are sorry about her contacting them about level of service, looking into concerns, and will let her have answer asap, but no later than 23rd april . so again keep you posted of outcome, with Twinklys info(PAGE 209 ) shes ready for them. GEOFF

Sammy7_2

Have waited too long for HSBC to send me an offer so am today going to start MCOL - but need to know which HSBC address need to go on this form - is it Canada Square or my local branch address.

Thanks

Twinkly

geoff1057 wrote: »

continuing saga of Barclays Additions Account ,as seen on "whistleblower", my daughter was told by Barclays that they were upgrading her account to an Additions Account, but what they didnt tell her was that they would be charging her £10 a month for the priviledge, after watching "whistleblower" she checked her statements,and realised the account fee of £10 was for this Additions Account ,something she didnt want, but Barclays thought she should have. she layed into Barclays and at first they said they would cancel the account for her ,after further ranting they offererd to pay her back six months charges,she politely told them in not so many words that she wanted all her money back (circa £250 ),Barclays said that they would be intouch within 5 working days.Letter came Sat morning, they are sorry about her contacting them about level of service, looking into concerns, and will let her have answer asap, but no later than 23rd april . so again keep you posted of outcome, with Twinklys info(PAGE 209 ) shes ready for them. GEOFF

Tsk, it wouldnt take them two minutes to refund the money but I suspect hers isnt the only case of this nature and they are pretty busy wading through complaints about it. Wish her luck from me

Scott102

Hi, Abbey has entered a defence and it is going before Northampton County Court. Can anyone help with what I should do for preperation of the hearing.

Helmbroken

Sammy7 wrote: »

Have waited too long for HSBC to send me an offer so am today going to start MCOL - but need to know which HSBC address need to go on this form - is it Canada Square or my local branch address.

Thanks

Hi - I have started MCOL against HSBC & I was advised it is the Canada Square address.

HTH

gizmo36

can anyone help me if you have been charged for a returned direct debit and you go overdrawn because of this and they charge you can you claim both of the charges back? as i'm with h.s.b.c and they was charging me £35 for each returned d.d and £50 for each time i went overdrawn in a month which could be up to 3 times which was £150 charges ?? can i claim all the money back or just part of it please.

Helmbroken

gizmo36 wrote: »

can anyone help me if you have been charged for a returned direct debit and you go overdrawn because of this and they charge you can you claim both of the charges back? as i'm with h.s.b.c and they was charging me £35 for each returned d.d and £50 for each time i went overdrawn in a month which could be up to 3 times which was £150 charges ?? can i claim all the money back or just part of it please.

Hi - You can claim for ALL your charges for the last 6 years - go for it!

HTH

mosaic_2

Funnily enough I've just been reading about that whistleblower/bank charges. It may be of interest/support.

I found it through the viking radio website (typed in bank charges in search) and it gave links to the consumer action group website and money saving expert website ..
If you go to www.consumeractiongroup.com and there is info about bank charges and the conclusions from the whistleblower programme on that page.

But if you also scroll right to the bottom and click on link:

'Oft Report 29-3-07' ...it refers to the OFT's recent announcement.

then lastly click on the obvious link:

'View OFT Press Release here'

it will take you to the newsroom and some interesting info on that recent report.

I've tried providing a link on the pink and blue words to the relevant pages! (it kept changing colour and there is more than enough links -not sure how that happened!)
But anyhow I hope this helps.

gizmo36

Helmbroken wrote: »

Hi - I have started MCOL against HSBC & I was advised it is the Canada Square address.
can you tell me the address of the h.s.b.c that i need to get the charges details from as they wont tell mev they are sending the last 6 years statements for me to go through ??

rose