Reclaim Unfair Bank Charges Discussion Area

kaz07

PAWI69 wrote: »

I hand delivered it to my branch on the Wirral, where did you send yours? Thanks for the number! :beer:

i sent it to
NatWest Customer Relations
FREEPOST NAT12685
BOREHAMWOOD
WD6 1BR



to be honest if i were u id ring that number see if they have recieved it

if nothing ring ur branch to see if they passed it on to the right department!!

if not come back to me and ill see what u can do

Celicaman

Am i right in believing that the banks dont actually have to pay the interest unless it goes to court and that if they offer you the full amount then you should take it as they have offered what you asked.
If this is the case, is it not sad that they have not realised that it is cheaper to settle in full and save the interest, court fees and manpower it takes to take you to the court steps.
The cost of manpower alone could bankrupt them, for example if it cost £35 to send an automated letter for you going overdrawn, how much does it cost them to open the envelopes, log the letters and send a reply to us all,
im just glad im not paying for it LOL

supersavershal

send your first letter to Penny Berryman, Senior Manager, Data Protection Dept, Lloyds TSB bank PLC, The Pentagon, 48 Chiswell Street, London, ec1Y 4XX. Send the next one recorded delivery to your local branch the address is available on 192 search

Twinkly

Celicaman wrote: »

Am i right in believing that the banks dont actually have to pay the interest unless it goes to court and that if they offer you the full amount then you should take it as they have offered what you asked.
If this is the case, is it not sad that they have not realised that it is cheaper to settle in full and save the interest, court fees and manpower it takes to take you to the court steps.
The cost of manpower alone could bankrupt them, for example if it cost £35 to send an automated letter for you going overdrawn, how much does it cost them to open the envelopes, log the letters and send a reply to us all,
im just glad im not paying for it LOL

SSShhhhhh they might hear you and I want my interest

Leaf

Hello.
I now have my statements and most of the charges are pretty clear. I checked the can claim/ can't claim page and pretty much think the end of month charge relates to overdraft management fee... or something like that. But it varies month to month from £9 when the account wasn't overdrawn to £40. Should I assume that these are legitimate charges and not include them in my claim?
Many thanks for any help. This site has really been fantastic.

maz19690

Hiya

I've sent my request for my statements yesterday to Nationwide, so fingers crossed.

I've needed some encouragement to even write the letter and its thanks to you guys who help each other.

I'd just like to say thanks to you all as i've been reading through the last couple of days to get the courage and you've certainly done that. I've been struggling for years thanks to charges so it would be wonderful if I could actually have something to save.

Keep up the great work everyone, it warms my heart knowing there are great people out there .... somewhere xxxxxxx

maz
xxxxxx

Celicaman

Me and my big mouth :rotfl:

well going home now for tea and then :beer:

Twinkly

maz19690 wrote: »

Hiya

I've sent my request for my statements yesterday to Nationwide, so fingers crossed.

I've needed some encouragement to even write the letter and its thanks to you guys who help each other.

I'd just like to say thanks to you all as i've been reading through the last couple of days to get the courage and you've certainly done that. I've been struggling for years thanks to charges so it would be wonderful if I could actually have something to save.

Keep up the great work everyone, it warms my heart knowing there are great people out there .... somewhere xxxxxxx

maz
xxxxxx

Aw thats lovely. I, for one, wish you best of luck in your claim

Twinkly

Leaf wrote: »

Hello.
I now have my statements and most of the charges are pretty clear. I checked the can claim/ can't claim page and pretty much think the end of month charge relates to overdraft management fee... or something like that. But it varies month to month from £9 when the account wasn't overdrawn to £40. Should I assume that these are legitimate charges and not include them in my claim?
Many thanks for any help. This site has really been fantastic.

It varies month to month as it is charged as a percentage of whatever you went overdrawn to. Seems to be a service fee to me and not reclaimable

Irving

Just about to mail my second letter off to the Abbey for £1,800 ...fingers crossed,
cheers
Irv:eek: