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Just had a crash, who's fault is it? Need advice please

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  • Mrs_Imp
    Mrs_Imp Posts: 1,001 Forumite
    Seriously you really have no morals do you. I suffered a head on impact against a freelander - you have any idea how heavy and how much force those things excert against another vehicle? I suffered no injury yet the car was a write off.

    Somehow, for a minor side swipe, you're claiming you've been injured so badly that you need £3.5k ? Thats BS, absolute BS.

    I'm struggling to believe this too. A friend of mine got not much more than that from a ruptured disc, which took months of physio to put right and kept him off work for ages. His was a head-on with a 4WD too.
  • dggar
    dggar Posts: 670 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I was wondering if if anyone from the Motor Insurers' Bureau has been follwing this thread.
  • TrickyWicky
    TrickyWicky Posts: 4,025 Forumite
    dggar wrote: »
    I was wondering if if anyone from the Motor Insurers' Bureau has been follwing this thread.

    That doesn't really matter does it. They don't have the power to investigate and almost certainly won't know who the op is amongst the thousands of claims made each year.

    The only people who can do anything here is the police.
  • Hackman_2
    Hackman_2 Posts: 197 Forumite
    That doesn't really matter does it. They don't have the power to investigate and almost certainly won't know who the op is amongst the thousands of claims made each year.

    The only people who can do anything here is the police.


    I would say they can do very little as none of the parties or their insurance compainies are known. How would they trace a colision that occurred on x date and was not reported to them?
  • Wongsky
    Wongsky Posts: 222 Forumite
    Hackman wrote: »
    I would say they can do very little as none of the parties or their insurance compainies are known. How would they trace a colision that occurred on x date and was not reported to them?
    I thought accidents involving injury had to be reported to the police?
  • Hackman_2
    Hackman_2 Posts: 197 Forumite
    Wongsky wrote: »
    I thought accidents involving injury had to be reported to the police?

    From what I've read he wasn't injured until the ambulance chasers told him he could get some cash.
  • Wongsky
    Wongsky Posts: 222 Forumite
    Hackman wrote: »
    From what I've read he wasn't injured until the ambulance chasers told him he could get some cash.
    All the same, though - regardless of the timeframe (which also probably has a bearing) - I thought there was a requirement to report all road / traffic "accidents" where there's injury, to the police (I want to think within 24 hours, too).
  • TrickyWicky
    TrickyWicky Posts: 4,025 Forumite
    Hackman wrote: »
    I would say they can do very little as none of the parties or their insurance compainies are known. How would they trace a colision that occurred on x date and was not reported to them?

    The MIB can't. The police can. They just need to get the IP address of TUF from MSE and then track down the op via their ISP. Take them down the nick for some questions and then contact the insurers for some details.
    Wongsky wrote: »
    All the same, though - regardless of the timeframe (which also probably has a bearing) - I thought there was a requirement to report all road / traffic "accidents" where there's injury, to the police (I want to think within 24 hours, too).

    If there is an obvious injury yes. The op claims his symptoms turned up a couple of weeks later.
  • redux
    redux Posts: 22,976 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    closed wrote: »


    Ha ha ha

    Clearly this person is someone whose testimony could be shredded by a half decent barrister

    I need a courtesy car for a couple of weeks, but I'm so mentally scarred I may never drive again.

    And
    Should I accept the first offer, I am looking for another 3,000 if I am honest, the amount of stress and pain I've been through.

    But a couple of hours later
    Spoke to solicitors, they said that they think the offer is a fantastic one. I think it is. Many don't accept the first offer, but I will. Won't be greedy.

    Looks like a case of attention span deficit, but might have some trouble proving that was brought on by the accident
  • Hackman_2
    Hackman_2 Posts: 197 Forumite
    The MIB can't. The police can. They just need to get the IP address of TUF from MSE and then track down the op via their ISP. Take them down the nick for some questions and then contact the insurers for some details.

    Looking at his posts I doubt this is true. However if he has fraudulent claimed there is still very little evidence of the offence being committed and therefore may not pass the necessity test for arrest. In order to track down the poster and gain evidence his car and internet would need to be registered to the same address. Even then it is probably too much work for a 3k fraud.
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