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Just had a crash, who's fault is it? Need advice please
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things are moving slowly, but just a quick update..
dear mr xxxxx
claim by xxxxx
we are instructed by your insurer, to handle claims against their policy holder arising out of motor accidents.
the other driver, miss xxxxxxxxx, is making a claim for personal injury against you as a result of this accident. What a *******
we note from your initial report of this accident to xxxxxxx, that you are holding mss xxxxx at fault and that you are making your own claim against her via xxxxxxx xxxxxxx.
in order for us to review the issue if who is at fault for this accident, we would appreciate it if you could provide more detailed description of the accident circumstances.
I wonder how long this process is going to take, want to get this over and ******** done with.
I didn't hear anything from my independent witness, but I've managed to get in contact with him and he is prepared to testify as he saw it all.0 -
TrueUnitedFan wrote: »things are moving slowly, but just a quick update..
dear mr xxxxx
claim by xxxxx
we are instructed by your insurer, to handle claims against their policy holder arising out of motor accidents.
the other driver, miss xxxxxxxxx, is making a claim for personal injury against you as a result of this accident. What a *******
we note from your initial report of this accident to xxxxxxx, that you are holding mss xxxxx at fault and that you are making your own claim against her via xxxxxxx xxxxxxx.
in order for us to review the issue if who is at fault for this accident, we would appreciate it if you could provide more detailed description of the accident circumstances.
I wonder how long this process is going to take, want to get this over and ******** done with.
I didn't hear anything from my independent witness, but I've managed to get in contact with him and he is prepared to testify as he saw it all.
That doesn't sound at all like either a legal letter, or one from an insurance company. Are you sure you haven't just made that up to bump the thread.
If it is genuine, then don't hold your breath, you were both in the wrong, so it will be a knock for knock incident, leaving you both to claim off your own insurance.
You need to learn to be more aware of othe traffic around you, and the driving instructor should certainly know better about what lane she should be in.0 -
Jamie_Carter wrote: »That doesn't sound at all like either a legal letter, or one from an insurance company. Are you sure you haven't just made that up to bump the thread.
If it is genuine, then don't hold your breath, you were both in the wrong, so it will be a knock for knock incident, leaving you both to claim off your own insurance.
You need to learn to be more aware of othe traffic around you, and the driving instructor should certainly know better about what lane she should be in.
yep, 100% checked the company out, quite sure seen their company on a tv ad also ages ago.0 -
TrueUnitedFan wrote: »things are moving slowly, but just a quick update..
dear mr xxxxx
claim by xxxxx
we(presumably a claims management company) are instructed by your insurer, to handle claims against their policy holder(is this you or the Third pary or the third party's insurance company?) arising out of motor accidents.
the other driver, miss xxxxxxxxx, is making a claim for personal injury against you as a result of this accident. What a *******
we note from your initial report of this accident to xxxxxxx(Your Insurance Company?), that you are holding mss xxxxx at fault and that you are making your own claim against her via xxxxxxx xxxxxxx(.The same Caims management company as above or another claims management company?)
in order for us to review the issue if who is at fault for this accident, we would appreciate it if you could provide more detailed description of the accident circumstances.
I wonder how long this process is going to take, want to get this over and ******** done with.
I didn't hear anything from my independent witness, but I've managed to get in contact with him and he is prepared to testify as he saw it all.
There does not seem to be much logic in what you have posted. Is this what they have written to you?
I can't see this getting anywhere near a court so I don't think your independent witness will have to testify.
Did your insurance company ask you if there were any witnesses when you first reported the incident.0 -
TrueUnitedFan wrote: »things are moving slowly, but just a quick update..
dear mr xxxxx
claim by xxxxx
we are instructed by your insurer, to handle claims against their policy holder arising out of motor accidents.
the other driver, miss xxxxxxxxx, is making a claim for personal injury against you as a result of this accident. What a *******
we note from your initial report of this accident to xxxxxxx, that you are holding mss xxxxx at fault and that you are making your own claim against her via xxxxxxx xxxxxxx.
in order for us to review the issue if who is at fault for this accident, we would appreciate it if you could provide more detailed description of the accident circumstances.
I wonder how long this process is going to take, want to get this over and ******** done with.
I didn't hear anything from my independent witness, but I've managed to get in contact with him and he is prepared to testify as he saw it all.
fo god sake dont copy and past anything you have said here or think of replying with the story you posted here
if your reply is one of a story you have put up on here, with many back tracks, many excuses then your setting yourself up for a fall from a great height.
be short and to the point. But informative!.
i was driving from point A to point B as indicated in the provided map by my blue line (provide a copy of google map printout). i merged onto the roundabout from A when my way was clear intending to exit at point B (indicated on the map).
staying to my lane (wich is the correct lane for this exit as indicated) i proceeded to exit when i heared a bang and shudder.
i stopped got out, i noticed that there was a learners car next to mine wich is mrs XXXX car, i proceeded to look at what damage had been caused (provided as a pic of my punto after accident).
at the scene i noticed MRS xxx car was deviated from lane 1 into lane 2 to the point where the collision had occured, MRSxxx indicators were indicating that her intension was to turn Right at the roundabout, and leave at the next exit past point B wich i have labeled point C on the map. as the map shows, lane 1 is to take point B exit lane 2 is for point B and to proceed on past to point C.
enclosed is a witness contact details who saw the accident unfold.
MRS XXXX was in the entirely wrong lane for her exit, MRS xxx merged into collsion with me and i find that MRS XX to be liable for this accident.
i hope now we can put this thread to bed and leave it there.0 -
He wasn't in the correct lane.
The driving instructor was in the correct lane.0 -
Op never stated driving instructor crossed into the second lane, he stated he remained in his lane, the second lane and took his first exiit to leave the roundabout, in doing so, the op mistakenly assumed the driving instructor was also taking the first exit to leave the roundabout and without the driving instructor changing lanes, the op cross the path of the driving instructor which resulted in a collision.0
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Can only put this thread to bed when you all realise the driving instructor had every right to remain in the first lane and leave the roundabout at the second exit, the road makings give the option to do so, so does the guidence within the Highway Code.
The second lane of the first exit is for vehicle leaving the roundabout which have joined at the approach road prior to the one used by the op and not for overtaking a vehicle in the first lane.0 -
Can only put this thread to bed when you all realise the driving instructor had every right to remain in the first lane and leave the roundabout at the second exit, the road makings give the option to do so, so does the guidence within the Highway Code.
The second lane of the first exit is for vehicle leaving the roundabout which have joined at the approach road prior to the one used by the op and not for overtaking a vehicle in the first lane.
There are too many variables to make it so prescriptive. She has a right to stay on for the second exit, but not every right to do so without due consideration of other vehicles established on the roundabout. That consideration must include their position, speed, where they are likely to be going and where their marked lane is guiding them.Make everything as simple as possible, but not simpler.0
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