Ultimate Challenge. 457 days / £16600!!!

Happytogetdebtfree

A consultant as in a dr consultant ? Yes i am back in it was frrezing my nose as iced up. The leaves were all on the floor it was just what i needed blown the cobwebs away hehe x

liltdiddylilt

Your whip worked killer. I've cleaned up & even emptied the wardrobe and done all the ironing/thrown away 3/4 of my clothes lol.

Now to work out how to defrost hake fast enough to eat for tea!!

missladyannie

Good luck for your new job tomorrow Killer! Hope it all goes well.

I'm back from the charity wedding fayre, i'm tired out but only spent £2 on a raffle ticket and won a voucher for a restaurant for £25 so that wasnt a bad return!

I have someone coming round shortly to look at a pair of converse I bought from Ebay from America, not realising that US size 6 isnt a UK size 6 - it is in fact a 4 which is two sizes too small for me! Oops! Hopefully she wont barter me down too much, i'm gutted as they are so nice!

Im having a 'free' dinner tonight, using up some sad looking potatoes and parsnips, and am currently defrosting some chicken thighs and drumsticks in the microwave for a mini makeshift roast dinner for one!!

Have a nice evening everyone, i'm going to be watching the xfactor results until DH and DS get home x

killerpeaty

Thanks Lister and annie for the luck! : ) I'm SO scared! Happy, it's for a financial software company, I'll be helping people with the programme if they mess it up.

You all sound really organised! Well done on the win Annie! Your shoes sound like they might actually fit me O: I'm a size 3-4. I love shoes. I wants them. I might go looking at shoes now.

missladyannie

The lady came round with her daughter, they were too small for her :-(

Happytogetdebtfree

Ah no misslady thats a shame Im at work tomorrow that will be a shock to the bodyclock :O. I think we will veg out and watch a nice film this evening t minus 3 days till my payday and t minus 5 days until we break into december yay x

NinjaSavingKat

Gooooood EVENING to you all!!!

Killer... you will be fine tomorrow. I am sure you can adequately hide your horridness until your probationary period is over then let rip! ..however they probably saw a little of it seeping through in the interview and that's why they hired you..:T:T:T

Happy... I read your post, then read it again. How much are these debts again? I know you told me a while ago but you fail to add this to your signature ( NAUGHTY HAPPY ) so I can't refer straight to it.. SO I am curious ...again!! Give these to me again so I have figures to play with before I give you the Ninja verdict..

UnaidedSpud - well done on your lovely wifey cooking steak. I take it baby is putting her off her food..?

MissLadyAnnie - give those shoes up! They will add to your incoming amount and they are going to waste being in your house - hope the lady is nice though. Be firm, you don't have to be nice to someone who wants something. Think of yourself and your goals.. don't fall for the whole "well I spent time to come here so you should give me a discount" - NO!!!

Well it was a very unproductive lazy day for me. I got up late, washed my hair, bundled up and walked to the local garden centre. Its a row of them and there are pet stores, and Christmas shops etc. I bought nothing so am racking up another NSD....

I was inspired though even more than usual to get my money GONE! There was all the usual bits that you get in garden centre stores... but this time there were loads of different Christmas trees, decorations and garden furniture and I WANT IT ALL!

I am desperate to have my own little place to do up...humph...

I shall be calling all my bank people ( although I do alot of it online ) just to make sure regarding interest etc before the beginning of DDD ( December Debt Destruction ).. just to be entirely sure of how much I have paid back!! GRRRR..

All my eBay trash doesn't end until around 9pm.. 4 people watching a little Primark top.. 2 watching a stuffed toy Turtle (he is super cute ) and a few more bits I don't think will sell I think I might re-group, re think, re-photograph and re-set everything for next week despite the no insertion fee....I shall decide shortly..

Anyway..would it surprise any of you I might just have a real whip...


Onwards and Upwards....;-)

liltdiddylilt

Haha Annie & Killer need to co-ordinate shoe buying

Killer, you have a fabulous personality; we can vouch. You get any problems with anyone at work, you send them our way. We'll all ninja them for you

I really hope you enjoy it. I enjoy software and programmes, always been really easy for me to get used to new systems. I am lucky like that. Hope you are too!!

Happy, I should have gone for a walk today. My cobwebs are definitely in need of a blow

I feel sad and down today and I don't know why. 2 ebay auctions just ended, netting us another £12.89. I got free water saving equipment for the house yesterday and sent off letters to companies with copies of my marriage certificate; that I forgot to do in April... This is pay week coming up & we have over £100 left over from last months money... and that is after paying £124 to Plusnet...! I should be happppyyyyyyyyyyy

Happytogetdebtfree

Hi ninja i will just for you put a financial sum in my signiture hehe, Lilt i know exactly what you mean ive been checking to see if i am due on in a week as i feel so down and rubbish but i think its the weather that made me feel fed up boo hisss.....
Ninja before i update my signiture here are my numbers .. iI have so far this year paid off £9957.59/48262.44 meaning that the current outstanding amount is £38304.85. That means since my LBM ive paid £38936.14 yes i know it makes my tummy do flips lol ohs bonus will pay some of the numbers down and leave us in january with an outstanding amount of £25226.62 by may i will have cleared a further £5675.40 meaning the secured loan stands at £19551.22 however secured loans wack on a charge when you pay things off early so im going to budget for 24k and looking at my spreadsheet in an over optimistic stance il be throwing all my money into isas and savings to accumulate this amount because although £160.40 pm doesnt sound alot it is making some banker a nice big sum over 30 years so i need to remain focused and get it cleared off xx

Happytogetdebtfree

Wow look at my signiture :O