Ultimate Challenge. 457 days / £16600!!!

Happytogetdebtfree

Sounds like fun :-) just blasting abit of pink! "Raise your glass" yes I'm rocking out in my mirror xx

killerpeaty

O:
Loving the thought of you mini-raving!

Happytogetdebtfree

I love a good dance and sing in my mirror. Sometimes I have some airbrush action hahaha

UnaidedSpud

Hi again all!

Just to join in on the previous conversation.

First thing to do when debt free.... Hmmm I think I would pay to have a drive put onto my house so I don't have to park on the road every night lol. Was fantasing over the spreadsheet and our forecasted disposable income in April 2014 is about £900 once we finished paying the car off. Pfft they will stick interest up by then I'm sure

Not had a very exciting day , been at work and got to work all weekend too , time off next week though . Ah the temptation

Be good all

liltdiddylilt

*boogies across the thread*

I paid my saved up savings from this month/leftovers from the tail end of last month off my CC1 & have rounded it down to a lovely even £400. OH 'savings' currently stand at a modest £386.89. REALISTICALLY we can pay off the card in full on the 30th November!!!!!!!!!!!

I also dug right back to the date we started to pull ourselves out of debt properly & looked at the actual full figures... I was a bit further in debt than I guesstimated... still this far back out of it though!!!

Spud - that would hopefully drop your car insurance down as well!!! Very MSE-minded

Happy - keep on boogying!

Killer, I do hope you have fun and blow off some steam tonight!!!

*carries on dancing*

NinjaSavingKat

Check out all the MONEY MAKING AND SAVING!!!! I knew some of my rants might rub off on you all!:rotfl::rotfl:

In saying that my "idea" for a laptop shall be well and truly shelved, I will try and survive with my netbook..

I want a cow.. part of the reason one of my loans is for a piece of land.. my Dad has already spent £2000 on it levelling it, drainage etc.. he wants an orchard and a 30ft greenhouse.. I want bees, a veg garden, herbs and chickens..sorted!! Shame I live in London though..

Anwya... I bought a little food today and shall be updating figures tomorrow to reflect my leftover funds.. I am pleased with my progress so far!!..

AND a massive WELCOME to Clarabara.... welcome to my thread. I am glad you are here to join in. I started it merely for a little support and it has grown and taken off with so many lovelies interacting, chatting, encouraging and motivating..

I love it, this thread has been a life saver so THANK YOU to all who contribute and make it what it is...

OK...beauty sleep calleth...

Onwards and Upwards..( and more tomorrow )...

x x x

NinjaSavingKat

I've joined Twitter... dear help us all...#NinjaSavingKat..( gotta keep it simple )...;-)

Happytogetdebtfree

Good morning, twitter I have not braved that side of virtual networking I'm Facebook all the way. Lilt that's amazing regarding credit card imagine paid in full by 30th November makes you feel good xx
Hi unaided spud that will be a nice amount available post negative wealth payments :-) xx

liltdiddylilt

Happy happy happy!!! I am very excited about it since it puts me a month further on than I thought I would be! The other card at 0% is being paid off at £50 a month instead of the £5 they wanted to take...! So I just need to find an extra £163.50 before the 0% comes to the end and that's in May!

With all the savings we have made, that is going to be a months work to get that but might as well stick it into savings eh

And get a twitter you can follow useless celebrities like the Kardashians... Or very useful celebrities like Kat! Lol

Happytogetdebtfree

Haha ninja might be getting a write up in the news who is this new ninja lady she has a sudden influx of celeb status and is taking the economical crisis by the balls and kicking it into touch with her own bandwagon of kittens!muhaha

As the months have passed with paying the negative wealth I surprise myself at where savings can be made and when I hear friends talking about lavish spending my heart skips a beat. I hope I have learnt valuable lessons and when the negative wealth is gone I hope im a savings sensible kind of girl lol x