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Ultimate Challenge. 457 days / £16600!!!
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I'm just so in awe of you NSK! What an achievement to get so very close to being totally debt free - you are so unbelievably good at motivating people like me to also become debt-free. It's a long way off for me right now, but by following your journey I have been inspired to keep trying
xXmas 2016 #67 £0/£365
LBM £29,598 :shocked: (29.05.15) DFD June 2021
29.12.15 - B/card 1 £6813 B/card 2 £3575 Virgin CC £13658 Loan £5842 Next £0 OD £200
20.06.15 - B/card 1 £4139 B/card 2 £4025 Virgin CC £13100 Loan £7303 Next £58 OD £200
Diary http://forums.moneysavingexpert.com/showthread.php?t=52565480 -
NSK I'd love you to be my life coach!!!! I think, without knowing it, you already are. I constantly think, what would NSK say? what would NSK do?
Today, I have been really naughty with my money and spent on the ccard as payday isn't until tomorrowI feel I have let myself down
LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Fmess I try to encourage people to message me when they want so if you want to please do!! Also my CC has been properly bashed this month - it's amazing how much food a vegan eats....or maybe that's just me..
Kickuptheasstime - your are very sweet. I don't think you realise how you chickadees have helped me though.. I am so glad you are pushing through to the end.... do you have a diary?
Indebted - you might have to inbox me if you don't mind. Are you in the finance sector..? I think it doesn't help that I spent my entire weekend at work which will culminate in 13 days until a day off... although I do it to myself. I think you are right. I will feel better tomorrow.....
Now who wants a hug??“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
NinjaSavingKat wrote: »Fmess I try to encourage people to message me when they want so if you want to please do!! Also my CC has been properly bashed this month - it's amazing how much food a vegan eats....or maybe that's just me..
Now who wants a hug??
It makes me feel better that you have spent on your ccard too. I know I will pay it off on payday tomorrow, but it scares me as it wasn't so long ago that my spending habits were awful, and I worry that I may fall off the df wagon entirely.
Im sending you big hugs :grouphug:
Perhaps your geeky OH-to-be is waiting for you somewhere on your travel route :TLBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Im sending you big hugs :grouphug:
Perhaps your geeky OH-to-be is waiting for you somewhere on your travel route :T
Let's hope he has a penchant for spread-sheeting finance dorkery while sat on a beach in Thailand with a vegan noodle lunch and cuddles for no reason...:rotfl:
Your hugs have been accepted...“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
I am making me one of these do-dahs...
http://www.dailymail.co.uk/news/article-2513154/Farmer-builds-house-just-150-using-materials-skips--current-tenant-pays-rent-MILK.html“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
Oh wow that is lovely!
How are you doing today, the course sounds great and the CU must think a lot of you to fund it.
Do you have access to a small business advisor, the local government run little workshops in my area regularly for people who are looking to start their own business they may have some suggestions about the life coaching and anything else you might want to do.
Hope you've had a good day C xLoan from Mum £500/£300
DH computer £270.06/PAID :T
Kids computer £854.33/46.18 :eek:
Bike £276.15/118.35
Overdraft £1192/0 :eek:
Car £5374.04/316.12 :eek:0 -
NSK I tried to reply a few times yesterday but kept getting logged out - but just wanted to give you a dodgy hug :grouphug:
Hope you're feeling cheerier today. I imagine you'll go through all sorts as you come to the end of the debt-y chapter and embark on the new, debt free life you have waiting for youYou have become a super-pro at this debt-busting business since you started your challenge but I'm sure it took you a little bit of time to get into your stride at the very start; well, the same can be said of the new phase.
Be kind to yourself, you've come such a long way and helped so many people along the wayDebt Oct '13 - [STRIKE]£44,076[/STRIKE] £41,578 5.7% cleared0 -
Hey everyone, I've been lurking.
I'm proud of you Kat, just don't let the end of the mission get you down. You should get another mission, something you can attack with as much gusto as you have this one. : )
*!!!!!!*0 -
Hi Peaty!! :wave::wave::wave::wave:
How are you?? I was thinking about you the other day wondering where you are! Whats new with you??“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0
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