94 days of 2012...lets see what I can do...

Choc-addict

Happytogetdebtfree wrote: »

No we all need abit of social time it does our mental health good xx

Indeed we do Happy. I am going to try and ensure that I get one social event a week with friends outside of work/home and hubby! x

Choc-addict

Can't believe it's Weds already!! This week is flying by!! Although don't mind too much as we have an evening with friends and a curry planned for Friday evening - yum yum!

Still thinking about my 2013 goals - main one is to be debt free. With some hard work and careful planning/budgeting this really is possible for me and I think that'll be my main goal.

Along with this they'll be the getting healthy and fit (although embarking on that now), better money management, planning ahead and getting our house in order as well as some emergency savings (jointly with hubby). That's about it I think. To be honest I think just becoming debt free itself is a massive challenge so most of my time and energy will be spent working on that. Although it'll be worth it come the end of the year!

Hope everyone else is well.

Choc x

Choc-addict

Bonus! Was just in shop picking up a roll for lunch and thought i'd have a sneaky scratch card (cost £2).....lucky me won £20. Nice bonus for this week

Happytogetdebtfree

Yipppeee on the scratch card hehe ohs bonus is confirmed and should be 2-4 weeks so yay yay yay i will of course update things when they are cleared but thats given me a refreshing outlook for 2013 xx

Choc-addict

Happytogetdebtfree wrote: »

Yipppeee on the scratch card hehe ohs bonus is confirmed and should be 2-4 weeks so yay yay yay i will of course update things when they are cleared but thats given me a refreshing outlook for 2013 xx

That's fab news Happy! Oooh, what to with it. Watch out 2013, here we come!!!!!

Choc-addict

Despite the lovely sunshine, I feel a little blue today Can't quite put my finger on why but I just do.

I'm sure it'll pass. I just think i've 101 things going around in my head it's literally sending me ga ga!

Roll on the weekend (although working Sat!) so I can take some time out!

Choc x

Happytogetdebtfree

Hi choc, sorry your feeling down i hate them sort of days. Its best to get it down on paper and buy some choc and go for a little walk. (((hugs)))x

Choc-addict

Happytogetdebtfree wrote: »

Hi choc, sorry your feeling down i hate them sort of days. Its best to get it down on paper and buy some choc and go for a little walk. (((hugs)))x

Thanks Happy. Went for walk with the pooch at lunchtime which was nice. The sunshine helps!

I think i'm just a little overwhelmed with everything and want to do so much but don't know where to start! Bit of time reflecting and i'll be fine and dandy.

Hope you are ok and planning that bonus spending ;-) xx

Choc-addict

Ok, so i've done it....i've signed up the PAMAYCO 2013 and given the total balance of my debt as my target :eek:

Best get starting on my planning - defo gonna be a new shiney diary ahead :p:p

Happytogetdebtfree

Yay looking forward, my bonus will be spent on negative wealth :-) it will always feel like a gift everytime numbers drop lol x