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Single DFW

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  • Another new member for the Single DFW club:j

    Just had my lightbulb moment last week, have over £18,000 of debt which was manageable until I started with the payday loans.

    Am in the process of setting up my DMP with CCCS.

    Looking forward to chatting more with you all over the coming weeks, months, years:)
  • Loopylou1
    Loopylou1 Posts: 152 Forumite
    callistris wrote: »
    Another new member for the Single DFW club:j

    Just had my lightbulb moment last week, have over £18,000 of debt which was manageable until I started with the payday loans.

    Am in the process of setting up my DMP with CCCS.

    Looking forward to chatting more with you all over the coming weeks, months, years:)


    Welcome!! :j

    Good for you for taking the leap!

    another plus point... i'm going to batch bake my little heart out tonight I lurve :happyhear Lasagne and will eat it every day of the night if I so wish! :rotfl:
    CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...
    CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00
    [STRIKE]£11,195.00[/STRIKE] £10,371.79
    DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999
    S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:
  • Loopylou1 wrote: »
    Morning Everyone!

    We made chat of the week :D :money:

    Southernbelle - any more from the man??

    Hi Mono123 :wave:
    I think it depends on your situation..how much you owe, how much you earn - how much you have spare - I've arranged my own DMP and then any extra i'm throwing pennies on my smallest card - i'm trying to do the pay a debt by xmas challenge


    OMIGOD!!! we made chat of the week!!! Its the rise of the singletons! whoop whoop!! well done ladies - and Muhren! :beer:
    Total Debt: was £8,400 / now £0
    Debt free date - 31st January 2013!!!

    Swagbucks earnings £50/£600
    2013 SAVINGS - :dance: £605 / £12,000
  • Loopylou1 wrote: »
    Hello and welcome to being S.A.D :D

    I found it really reassuring to that there were other singletons out there going through the same thing - can you join our pay a debt but xmas challenge? might be a place to start

    here's to your next 6 months :beer:

    Hi to all the newbies!!! wow there are loads of us!!
    Loopy Lou - how is the debt by christmas challenge going?
    Mine is TIGHT....but should be done! :beer:
    Total Debt: was £8,400 / now £0
    Debt free date - 31st January 2013!!!

    Swagbucks earnings £50/£600
    2013 SAVINGS - :dance: £605 / £12,000
  • Thank you for the very warm welcome:)

    Started getting the phone calls already from the PDL's this morning about the payment they can't take, and all demanding new payment card details, Um I don't think so!!

    They've all had letters regarding the DMP as well!
  • Loopylou1 wrote: »
    Morning Everyone!

    We made chat of the week :D :money:

    Southernbelle - any more from the man??

    Hi Mono123 :wave:
    I think it depends on your situation..how much you owe, how much you earn - how much you have spare - I've arranged my own DMP and then any extra i'm throwing pennies on my smallest card - i'm trying to do the pay a debt by xmas challenge


    The S.A.Ds are going to take over the world! :j

    We have been texting LoopyLou, and I will see him for the last time on Sunday :( Just need to lose about a stone in weight and £10,000 of debt in 9 weeks and I'll be sorted!:rotfl:
    Total Debt: £0 [STRIKE]£33,043[/STRIKE]
    Official DFW Nerd No. 763
    :jDMP start date Aug 2011~DFD Aug 2013 :j
  • Hi to all the newbies!!! wow there are loads of us!!
    Loopy Lou - how is the debt by christmas challenge going?
    Mine is TIGHT....but should be done! :beer:
    Well..... i've paid £10 :o BUT! i've signed up to a few survey sites and i'm working on swagbucks when I can..my hope is to not spend as much of my spends budget and throw that at it.. I also have £5 of my food shopping bill left so i'll hold on to it til the end of November and that can go too and I should get a bonus in my november pay that can help... i'm trying!
    CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...
    CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00
    [STRIKE]£11,195.00[/STRIKE] £10,371.79
    DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999
    S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:
  • The S.A.Ds are going to take over the world! :j

    We have been texting LoopyLou, and I will see him for the last time on Sunday :( Just need to lose about a stone in weight and £10,000 of debt in 9 weeks and I'll be sorted!:rotfl:

    Ah thats nice :D.... i've subscribed to your diary as I want to loose weight to - new year, new start and all that Jazz :D
    CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...
    CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00
    [STRIKE]£11,195.00[/STRIKE] £10,371.79
    DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999
    S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello all,

    I'm also a singleton, 41, but did manage to get my debts paid off recently so am now a SAM as I'm trying to get rid of the mortgage.

    You all sound so motivated, motivational and determined. As well as enjoying the ride. It really rubs off reading the posts.

    Southernbelle - all sounds great for your upcoming new status!:D I'm sure he already thinks you're "fit" by saying he really likes you. So just the one health fit to conquer which is great having the 10 week break ready for your "Wow" moment when he returns.
  • Loopylou1 wrote: »
    Well..... i've paid £10 :o BUT! i've signed up to a few survey sites and i'm working on swagbucks when I can..my hope is to not spend as much of my spends budget and throw that at it.. I also have £5 of my food shopping bill left so i'll hold on to it til the end of November and that can go too and I should get a bonus in my november pay that can help... i'm trying!

    Thats great! Well done you!
    Im struggling towards payday - on the home straight now tho! :beer:
    Total Debt: was £8,400 / now £0
    Debt free date - 31st January 2013!!!

    Swagbucks earnings £50/£600
    2013 SAVINGS - :dance: £605 / £12,000
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