Single DFW

Buffythedebtslayer

Loopylou1 wrote: »

hello buffy and welcome!!!

sorry to hear about your health.. I hope all is going well must be a really tough time..good for you still being focused... I'd be straight out for retail therapy!!

I have been online shopping a fair bit but am returning most of it...... what I have done is spend money on beauty treatments and pampering, ALOT of money which will have to stop soon.

falldown7timesgetup8 wrote: »

WHAT AN INCREDIBLE ACHIEVEMENT!!! 25 grand is a HUGE amount of debt to pay off - WOW!!!! I bet that felt good! :beer:
Il be joining you in saving for a house very very soon hopefully :T
Ive been through a similar thing healthwise this year - things can only get better - roll on 2013. That will be our year!!

Thank you. I sort of forget as I am too busy beating myself up for not having 12 grand in the bank..........

Oh I have a date on the 10th - bit in the distance but it's a start at least

xx

Loopylou1

I think we are all a bit guilty of not recognising our achievements and dwelling on what we have left to go.

I really admire you both.. x

falldown7timesgetup8

Loopylou1 wrote: »

I think we are all a bit guilty of not recognising our achievements and dwelling on what we have left to go.

I really admire you both.. x

Thanks Loopy Lou! I have to confess, I'm COMPLETELY guilty of that!
Im feeling very positive about my progress so far though, and the light at the end of the tunnel is loooking VERY bright :j
I cant wait for my next payday!!!

southernbelle

Welcome Buffy! Well I have been doing some swagging this morning, have got my total above 200 points now after claiming my first voucher yesterday, well on target for £50 by Christmas and maybe a little bit more! A free Christmas may be in the offing! :j

Have been very good and done lots of washing this weekend, I hate chores.

Got a phonecall from the bloke I like on Friday evening, who called just for a chat :j <- I actually did this after we got off the phone. I am like a teenager :rotfl::cool:

Been_a_Crazy_Fool

Im a singleton and I dunno..I think it would be harder with a partner, at least on your own you can get yourself straight before combining and additionally complicating your finances with another person!

sue09

I know I'm better off on my own,although I've had serious health issuses this year and an operation to remove a large tumour.I still feel better knowing I can cope with things.I have a life,go out and enjoy myself.I also owe about 1,000 pounds now,owed 16,000 five years ago.My debts will be paid by march 2013,would have been quicker but illness held that back.But i'm still SAD and proud and although I do go on dates I don't think I'll ever want a man in my life 24/7 ever again.I think I'm just commitment phobic.lol

Mono123

Hi all. Have read your posts & is great to see the energy you have in saving. Please can i ask 4 any tips? How you pay 1 things off at
Once, do you put all the debt in 1 place?
Thank u all

Loopylou1

sue09 wrote: »

I know I'm better off on my own,although I've had serious health issuses this year and an operation to remove a large tumour.I still feel better knowing I can cope with things.I have a life,go out and enjoy myself.I also owe about 1,000 pounds now,owed 16,000 five years ago.My debts will be paid by march 2013,would have been quicker but illness held that back.But i'm still SAD and proud and although I do go on dates I don't think I'll ever want a man in my life 24/7 ever again.I think I'm just commitment phobic.lol

Hi sue09

you are an inspiration...I feel a bit humble when I think all I have the worry about is my debt!

Loopylou1

Morning Everyone!

We made chat of the week :money:

Southernbelle - any more from the man??

Hi Mono123 :wave:
I think it depends on your situation..how much you owe, how much you earn - how much you have spare - I've arranged my own DMP and then any extra i'm throwing pennies on my smallest card - i'm trying to do the pay a debt by xmas challenge

FattyBettyBoo

Hi everyone, please can I join too??

I am very newly single (2 days) have decided that my debts are my priority for at least the next 6 months.

I accumulated about £10k of debts when I was single a few years back. Most of it was a new car (the old one died), a new horse (the old one died) and a dog for my daughter. These things made me happy at the time and I wouldn't be without but .... but the debt needs to go!

I split from a partner I lived with a year ago. While he lived with me I was paying off debts at a great speed, then when he left I ended up only being able to pay off the minimum amounts. Last February I got back with my first proper boyfriend from 13 years ago and really wanted to make it work. It was a long distance relationship and cost a fortune in train tickets (£1400 in 8 months!). I'm now £500 more in debt than when we met. So although I feel heart broken, I'm excited to watch the debts start going down!

This thread is so helpful .. so good to know that other people are in the same boat.