Single DFW

falldown7timesgetup8

falldown7timesgetup8 wrote: »

im VERY worried about clearing the overdraft and not dipping into the part ive paid off - il be here every second hoping for support to keep me on track!

I am attacking my two credit cards first (although one is SLIGHTLY higher apr than my overdraft) as i find it easier cos they are a separate "pot" and im not tempted to spend on them again....SO ive been concerned about what happens when it gets to paying off the overdraft (as above)

BUT...YAY!!! spoke to the Natwest today, and when CC2 is cleared, they have agreed to shift the balance of my OD over to the card so that I can clear it from there instead for NO charge AND its at the lower APR. That will immediately put my current account in the BLACK!!!!!!

Yayyyyyy! Im really feeling like this is happening faster than I thought it would!!

:j:j:j:j:j:j:j

miniscule_mule

Wow falldown - you've found a helpful bank!!!! :j

Shoe_Gal

Have a good weekend everybody! :j

falldown7timesgetup8

miniscule_mule wrote: »

Wow falldown - you've found a helpful bank!!!! :j

I know! I was pretty surprised, and its taken away the concern i had about paying off the overdraft only to end up "dipping" back into it again! AND it will save on interest too!

How is everyone getting on this weekend? :beer:

southernbelle

I've made two bits for listing on folksy, so hoping for a clear day tomorrow so I can take some nice photos. I am not very artistic though so will have to think about how to arrange them.

Went to the gym yesterday and can't move today, went for a very hard run this morning. I have 10 weeks to get fit in both senses of the word!

falldown7timesgetup8

southernbelle wrote: »

I've made two bits for listing on folksy, so hoping for a clear day tomorrow so I can take some nice photos. I am not very artistic though so will have to think about how to arrange them.

Went to the gym yesterday and can't move today, went for a very hard run this morning. I have 10 weeks to get fit in both senses of the word!

Thats ACE! what do you make? x

southernbelle

I have made some Christmassy bunting, so I hope it sells! It looks quite pretty, I am very proud of myself! Thought I'd put the sewing machine to good use.

Buffythedebtslayer

Hello!

Can I join? I was in debt when I first joined here about 25,000 pounds, I paid it off- it did change my life. However I have kinda stalled!

The "debt" in my sig refers to the amount I need to save or borrow in order to buy a house. I have been debt free for over a year aside from money spent on a CC which is paid off each month - aside from this one.

Plans this year have been scuppered by me getting benign skin cancer -the CC bill is mainly from treatment (plus other expenses)

I will have to pay for further treatment and don't really know how much that will be.

Oh yeah................am deeply and seriously single!

hope I can join xx so sleepy now xx night all

Loopylou1

Buffythedebtslayer wrote: »

Hello!

Can I join? I was in debt when I first joined here about 25,000 pounds, I paid it off- it did change my life. However I have kinda stalled!

The "debt" in my sig refers to the amount I need to save or borrow in order to buy a house. I have been debt free for over a year aside from money spent on a CC which is paid off each month - aside from this one.

Plans this year have been scuppered by me getting benign skin cancer -the CC bill is mainly from treatment (plus other expenses)

I will have to pay for further treatment and don't really know how much that will be.

Oh yeah................am deeply and seriously single!

hope I can join xx so sleepy now xx night all

hello buffy and welcome!!!

sorry to hear about your health.. I hope all is going well must be a really tough time..good for you still being focused... I'd be straight out for retail therapy!!

falldown7timesgetup8

Buffythedebtslayer wrote: »

Hello!

Can I join? I was in debt when I first joined here about 25,000 pounds, I paid it off- it did change my life. However I have kinda stalled!

The "debt" in my sig refers to the amount I need to save or borrow in order to buy a house. I have been debt free for over a year aside from money spent on a CC which is paid off each month - aside from this one.

Plans this year have been scuppered by me getting benign skin cancer -the CC bill is mainly from treatment (plus other expenses)

I will have to pay for further treatment and don't really know how much that will be.

Oh yeah................am deeply and seriously single!

hope I can join xx so sleepy now xx night all

WHAT AN INCREDIBLE ACHIEVEMENT!!! 25 grand is a HUGE amount of debt to pay off - WOW!!!! I bet that felt good! :beer:
Il be joining you in saving for a house very very soon hopefully :T
Ive been through a similar thing healthwise this year - things can only get better - roll on 2013. That will be our year!!