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5 years MFW - Lets get cracking...

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  • Frustrating keep losing posts!!

    I so prefer it when we are together, it's company and a time to chat. He is definitely more up for it now, tbh it's lovely outside, with the bit of chill and the mist. I think may be it is harder in the summer?

    Now completed level 5 skiing, was so scary on top of big slope last night. A real sense of achievement. Managed 9.45 mile on Sunday too.

    Today did our groupon for rock climbing and abseiling, had a fantastic day although feel exhausted now. Definitely learn to trust the ropes, was very nervous at the beginning.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • 5 stone hit!!!!!

    Also now down to 25.5 k

    Ran 10 mile

    All good. Xx
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Amazing! What a brilliant achievement this year! :) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wowsers Helen, you're unstoppable!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Sorry life gets busy and so late wishing everyone a merry Christmas and happy New year.

    Xx
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you've had a good one - what a difference a year makes! :)


    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Hey HDK, back at you :) Hope Christmas was good and relaxed, all the best for 2015 x
  • Was fab thanks, busy but good.

    Went sales shopping with dd2 today and was nice to have some time with just her. Dd 1 went with friend and Dd 3 to my mum's.


    Snowboarding Christmas eve with friend and families. Got a great groupon party deal. Had our last groupon ski Saturday and it snowed so dry slope with snow. Was a different experience. Did panto as well, which was great.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"

  • Have my new year resolutions; (1/1/13)
    * Reduce my morgage by at least £25K
    *Reduce my body by 2 dress sizes
    *To complete my OU Module by committing a minimum of 7 hours a wk with no excuses allowed.
    *To ebay list at least 50 items a month or cummulative of 600 throughout the year. (relisting allowed).
    *To sell at least 100 items in year.
    *To Max ad points each week
    *To save paypal, TCB and nectar points towards Christmas 2013 and for it to be a significant percentage of what is spent
    *To save sealed pot towards Christmas 2013
    *To save £2k for EF
    *To ensure every opportunity to save is utilised in terms of insurance, utilities etc
    *To ensure once a month we do something special as a family, whether its a day out or friends for tea.
    *£500 a month Grocery allowance

    Last Years resolutions update
    Well definitely achieved on the mortgage reduction, I think I was 85k and now 48.5 so 36.5k (but did include cashing in endowments):j
    Failed miserably on the weight front, suspect a bit heavier:o
    :j:T:j for Masters though :j:T:j
    Did sell an awful lot in first 6 months before it began to feel a waste of time so :j
    Have consistently maxed on adpoints, visiting the site at least 3x a week :j
    I don't think my agc paid for Christmas but the made a huge dint in both birthdays and Christmas, earning pence over £500:j
    Sealed pot, well its still sealed but have been poor at putting change in tbh:(
    Booked Florida and have under 1k in savings:(
    Saving's from insurance / haggling over contracts etc £497:j
    Think its a :T for days out with family.
    :o for £500 grocery spend, perhaps a bit harsh on my criteria..;)

    Overall pretty pleased but think its pretty easy to identify my new year ones. Biggest success was studying and biggest oopps was weight. So next years will be a very slimline; (Using SMART)
    Reduce dress size by 2
    Reduce morgage from 48.5 to 26k

    To achieve both I need to;
    To reduce alcohol consumption
    To forward plan meals and batch cook, making better use of grocery shop
    To up my effort in the gym and add another class into my current week, varying depending on when day off is.

    Work related
    To be very proactive in managing personal stress levels;

    Review of last year's goals.
    Dress size reduced by 5, was 20 (bottoms) and 18 (top) now 10 / 8, bmi 33.8 to 22. 71 lbs melted.
    Mortgage now sub 25k
    Work is a different place, fully staffed with motivated and hard working people.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • 2015 NY resolutions.

    To be this weight.
    To run a 10k and a HM.
    To be on track to finish morgage by Sept 2016
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
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