The Road to Rio......... :)

Buffythedebtslayer

Oh crikey I forgot to update

She had a terrible infection, recovered! scared the crap out of us all.

Then came home last week - so unbelievable.

I am so sorry I didn't update, thought I had told everyone

Thank you again for praying etc

xx

youareallhelpingme

I think you had enough to do, you dont need to apologise!

Thats really fantastic news. What a great Christmas it will be for them this year :xmastree:

Buffythedebtslayer

Well I have not been here for a couple of weeks and am missing being part of MSE.

I could go on about how crap it all is but I can't be bothered!

I have £2109 in my desposit account
I "fixed" my netbook - had forgotten my password!
I ordered a new Guinea pig cage should be easier to clean out.
I have a new boyfriend. sort of.
I am going to have a weekend away with said bloke tee hee!

Today I am disappointed that the cage hasn't shown up and I can't find the key to shed.

And I have LOADS OF TIDYING TO DO.

xx

Gemmzie

Doesn't sound too crap to me - focus on the positives Buffy!

beanielou

New boyfriend???

Buffythedebtslayer

Gemmzie wrote: »

Doesn't sound too crap to me - focus on the positives Buffy!

Lol work is dreadful tho, scary and full of backstabbers. am trying to ignore and deal with what I can. tough tho.

Also the private hospital I went to with the skin cancer have turned out to be less than organised. I am reluctant to take time off work as well so that is still there on the end of my nose needing to be removed. I rang them today to get them to send my results to my doctor since they seem a bit !!!!.

beanielou wrote: »

New boyfriend???

He is helping me to look on the bright side. met on a dating website, gone on two dates. not exactly a boy friend yet but am happy there.

Money wise I am pretty much done re Christmas shopping, the car is about to cost me loads and whilst I have savings I have also spent another whack on Facials. They have improved my skin hugely. As I sit here now I have one spot...it is amazing. Costly tho. But honestly priceless in terms of confidence.


Which leads me to my next conundrum.

DO I borrow the 20,000 needed for a deposit?

I have been writing as tho I would borrow it. But honestly that bothers me.

However, I clearly suck at saving. I haven't saved much at all, been debt free for 18 months and got £2000.

I have put my life on hold because of money (and ok other things) for about 5 years now. My original debts from Uni and stupid decisions in my 20s have gone. As have my 20s!

This loan would have a purpose and method of paying it off. The sooner I got it the quicker I could pay it off.

I HATE the thought of leaving Mum alone, I know it has to be done. I have been looking at houses and flats too that are right neartby. I also have a friend who would lodge with me to help with costs.

BUT borrowing the money does bother me. I worked so hard to get out of debt.

Saving it would take another two years. At least. Nearly 40 then. no !!!!ing way.

I will get over borrowing it..........this is all airy fairy anyway since I don't know if the bank will give me a loan!

xx

Gemmzie

Are you still looking for other jobs?

You can't get a bank loan for a house deposit unfortunately Buffy, they ask for the source and a lot of mortgages require no other debt now too.

Buffythedebtslayer

Gemmzie wrote: »

Are you still looking for other jobs?

You can't get a bank loan for a house deposit unfortunately Buffy, they ask for the source and a lot of mortgages require no other debt now too.

Hmmm. When I went to the Halifax in the Summer they said I could get a loan for a deposit, but with the skin cancer I held off making a decision.

!!!!!!.



Looks like I may have to rent then?

oh dear.

Buffythedebtslayer

And just as I post that the local news are talking to about Londoners who have given up getting on the property ladder!

*goes off to be interviewed!*

Buffythedebtslayer

Oh God the news has just depressed the crap out of me.

Not to mention the fact that I have wasted SO much money.

Oh dear Lord.