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Car impounded for no insurance, was told by insurance company that we were insured

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Comments


  • The car was impounded with an immediate fine of £150 and another £50 every 24 hours its in the impound. To add insult to injury the impound is now not open until Tuesday!

    The police officer (who was well within his rights to seize the car due to it not being on his system) would not call the insurance company under any circumstances despite a lot of begging. Can they do that?


    Police officers can do what they like without repercussions (just ask the families of John-paul Menenez and Harry Stanley)

    The officer should have checked but I think you need a solicitor.
  • stormbreaker
    stormbreaker Posts: 2,289 Forumite
    Part of the Furniture 1,000 Posts
    Doesn't make much sense to us either to be honest!

    Sorry to 'us' or to 'YOU'?:o
  • Sorry to 'us' or to 'YOU'?:o

    BOTH!!!

    We cant reallyy get our heads around why this has happened and where it all went wrong just like you guys cant!
  • stormbreaker
    stormbreaker Posts: 2,289 Forumite
    Part of the Furniture 1,000 Posts
    BOTH!!!

    You were not there:o
  • Trebor16
    Trebor16 Posts: 3,061 Forumite
    This just doesn't ring true on a number of points.

    Police cannot suspend a licence at the roadside. Neither can they update the DVLA database to say they have suspended a licence. The only changes that can be made to the DVLA database are by DVLA themselves and no-one else.

    All the police can do is to create reports relating to a vehicle on the PNC or to show someone as wanted/missing, of which there are a number of different categories.

    Police only have access to the DVLA driving licence database to view the information held there via the Police National Computer.

    If there were issues with the identity of the OP's partner and it was suspected he was another person who was shown as disqualified from driving then it is most likely he would have been arrested.

    I'm not aware of police having any powers to contact an insurance company and to instruct them to cancel a policy, so this needs further explanation.
    "You should know not to believe everything in media & polls by now !"


    John539 2-12-14 Post 15030
  • they didnt cancel the insurance!

    The insurance was made null and void when the licence was suspended!!!
  • mikey72
    mikey72 Posts: 14,680 Forumite
    they didnt cancel the insurance!

    The insurance was made null and void when the licence was suspended!!!

    Is that the actual phrase your insurer used to you?
  • Trebor16
    Trebor16 Posts: 3,061 Forumite
    they didnt cancel the insurance!

    The insurance was made null and void when the licence was suspended!!!

    Has this been confirmed by the insurance company?
    "You should know not to believe everything in media & polls by now !"


    John539 2-12-14 Post 15030
  • Rover_Driver
    Rover_Driver Posts: 1,522 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 27 August 2012 at 12:16AM
    they didnt cancel the insurance!

    The insurance was made null and void when the licence was suspended!!!

    The licence was not suspended, no-one has the authority to suspend a licence.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    The full story may help here.
This discussion has been closed.
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