We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Car impounded for no insurance, was told by insurance company that we were insured
Comments
-
atrixblue.-MFR-. wrote: »why would a police officer, who ran a PNC check and came back with a wanted man! let you OH go and keep a record of the driving license to call the DVLA and ask for a revokation of entitlement to drive?
surely if this a wanted man for driving offences then they would have arrested him, and took him in to custody?
traffic cops carry finger print machines in their boots if he had one could have easily ask for you OH to provide his finger print at the roadside this would have cleared him there and then.
i'm not getting this situation at all. unless this is a extremely stupid copper who thinks he's the mutts nutts and got so completey wrong and could have potentially let go a criminal to be on his merry way, or were missing three quarters of the relevant story.
my discrepancies are.
a police officer let go what he thought was a wanted man for driving offences and instead took his drving license number to be revoked?
I have no idea what this man (and I use the word "man" very loosely!) was thinking!
He told my partner he had to go to the station to prove he wasnt this man yet his gran was in the car and also confirmed my partner wasnt this wanted man! He took photos of my partner and told him that if his description matched when head office was open again on tuesday that he would be getting a knock on the door and arrested! Hence the fingerprints getting sorted today!0 -
exactly cannot revoke disqual or suspend a licence, only confescate due to ID issues, and theres plentyu of other methods to prove ID such as a bank card, using the "wand" as they call them or taking him into custody.
this was apparently a wanted criminal or the offence of driving whilst disqual, wich is a arrest to attend court next day for plea, not a well suspend your license here and now (wich they cannot do) and let him go on his way without his car wich he had insurance for but didnt bother to check MID over the phone or with the insurers direct, theres a chunk of info missing with this thread.0 -
NeverEnough wrote: »Well I would be very aggrieved at having to "attend court" on trumped-up charges / misidentity charges down to a mistake by the police- not to mention all the consequential losses suffered by OP's OH - loss of income, distress caused, costs of impounding a vehicle, not being allowed to drive due to licence being "suspended" somehow.
Thanks! Finally someone who understands the issue!!!0 -
I think because they think the licence will be held until then.
If there is a valid certificate then they cannot take him to court.
Can you log into your insurance account and print off documents to get this sorted out sooner.
If you do not have a solicitor, go to the CAB on Tuesday and speak to them.
I would have thought that if someone was 'caught' that was uninsured and banned, that he would have been arrested on the spot. People gt arrested for having no insurance, let alone for having a fake licence and running a car on that licence.
Has he been told to go to the Police Station at all? It does not make any sense at all that this would go to court for no insurance if the person he thought he was, is a banned driver. No sense whatsoever.0 -
atrixblue.-MFR-. wrote: »exactly cannot revoke disqual or suspend a licence, only confescate due to ID issues, and theres plentyu of other methods to prove ID such as a bank card, using the "wand" as they call them or taking him into custody.
this was apparently a wanted criminal or the offence of driving whilst disqual, wich is a arrest to attend court next day for plea, not a well suspend your license here and now (wich they cannot do) and let him go on his way without his car wich he had insurance for but didnt bother to check MID over the phone or with the insurers direct, theres a chunk of info missing with this thread.
There is nothing else missing other than this policeman's common sense, or at least commpassion!
I have included all info PLUS my point of view on this!0 -
NeverEnough wrote: »somehow.
'Somehow' being the relative word!! I hear where you are coming from but you have not understood my point.
It might just be my opinion but I think there is more to this. How does the Op know that the 'other' person for whom her boyfriend was mistaken for 'born and bred' in another country and never been within 50 miles of him?0 -
xxkitcatsxx wrote: »The police officer (who was well within his rights to seize the car due to it not being on his system) would not call the insurance company under any circumstances despite a lot of begging. Can they do that?
No he is in no where near within his rights to "do that." You simply CANNOT impound a car because it is not showing up on the MID.
MID is simply a guidance and from what you are telling us, the officer used that as the only basis to impound you're car on top of which clearly refused to speak with the insurance company directly.
I have been in similar situation 2 years ago. It cost me £270 to release the car and around 2 years trying to get the money back with no compensation. My pain does not need to be repeated so when you do pay and have the car released let me know as I know EXACTLY who to contact DIRECTLY to get you're money back.0 -
I can only think that the policeman was coming off shift and could not be bothered with the paperwork of hauling him in.
He needs to make a complaint about him either way. He potentially let a criminal go on his way - if the guy was running on a fake licence do you really think he would have given his real address to the police?? Doh!!0 -
xxkitcatsxx wrote: »How are we meant to get the car out of impound? The police want proof that someone is insured to drive it away but of course, without a licence my partner can't do it and it seems to be in everyone else's terms and conditions that they can't drive a car from an impound lot!
Head stress! Please help!!
Anyone can take the car out as long as they have a license. Buy some temporary insurance and they will send you an email within 15 minutes of buying the insurance with an original copy of your Certificate of Motor Insurance. Print this out (IT IS THE ORIGINAL) and bring it with you or whoever you designate as the driver.
It is very simply. Do this now to avoid extra costs at the pound.0 -
mrs_sparrow wrote: »I think because they think the licence will be held until then.
If there is a valid certificate then they cannot take him to court.
Can you log into your insurance account and print off documents to get this sorted out sooner.
If you do not have a solicitor, go to the CAB on Tuesday and speak to them.
I would have thought that if someone was 'caught' that was uninsured and banned, that he would have been arrested on the spot. People gt arrested for having no insurance, let alone for having a fake licence and running a car on that licence.
Has he been told to go to the Police Station at all? It does not make any sense at all that this would go to court for no insurance if the person he thought he was, is a banned driver. No sense whatsoever.
We cannot log into the insurance account as it is now invalid due to the police/dvla suspending his licence, then making it invalid as he is then considered not a licence holder anymore.
The only reason he was asked to go to the police station was to give fingerprints to prove he was not this other man who has plainly been committing identity fraud amongst his other felonies!
I am properly miffed over all of this! My partner even more so! He has finally, after months of saving managed to get a car he can drive comfortably (the heating in the other car was screwed so my partner was freezing coming home late at night, he is a tall guy and the other car was an old fiesta so uncomfortable, dangerous in ways i should imagine and generally embarrassing when people would laugh at him clambering in and out of it!) he finally managed to get a new car he could drive comfortably, safely and at a price we could afford and it has been taken off him and impounded before he even managed to get it home!
I am as baffled as any of you as to why they have taken this car and done god knows what to his licence because of some mix up!!!!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.4K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards