Car impounded for no insurance, was told by insurance company that we were insured

[Deleted User]

Sgt_Pepper wrote: »

The full story may help here.

Strange one indeed and no offence OP a little hard to understand as this is one officer who has overstepped the mark if you are correct in all details.

mrs_sparrow

mikey72 wrote: »

Who informed the insurer the licence was invalid? The insurer wouldn't have access to the dvla database.

That was my thought - as the police did not call the insurer.

Has your husband actually been charged with anything?

Either way, if he is due up in court you need to find a solicitor.

Have you called the Legal Helpline on your car/house insurance/trade union cover for more help? This kind of thing is what it is for. You should call the Legal Helpline on your car insurance cover and speak to them - assuming you took it out as this is what it is for and they can advise you of this.

dacouch

My take on it is they've given him a seven day wonder to produce his documents, there is no court case as he has not committed a crime eg he has seven days to produce the documents providing he does he is scott free.

The insurance becoming "invalid" is the policeman telling the guy his licence is not valid and thus the insurance is invalid. The police do not have the authority to make a policy invalid and an Insurer cannot cancel or void it without proper investigation which would take circa 7 days.

The mistaken identity has been cleared up so it's a case of speaking to the Insurers, finding out what they're doing where the certificate is to release the vehicle.

Speaking to a senior officer to make sure there are no indicators on his records linking him with this guy so it does not happen again in the future.

Recovering his costs from the police and then making a complaint about his treatment.

Think we're not getting the total full story on this.

What reason did the police pull him in the first place

mikey72

dacouch wrote: »

...........What reason did the police pull him in the first place

Well, the op said it flagged up as no insurance, but I wonder if there's a marker on the car from the previous owner?

victor2

Post 9:

victor2 wrote: »

Thats a lot to happen since yesterday, not sure where the "mistaken identity" and "days off work" came from!

Post 94:

dacouch wrote: »

Think we're not getting the total full story on this.

Worse things couldn't have happened to a troll....

Sgt_Pepper_2

Rover_Driver wrote: »

If the police officer thought that the partner was the 'other person' and was disqualified and wanted for motoring offences, he would have been arrested.
It is possible that the other person has had his licence revoked by DVLA, and the police officer, mistaking the partner for him, didn't bother checking with the insurance company because he assumed that a revoked licence meant 'no insurance', so he seized the car, and it wasn't the partner's licence that was 'suspended' - it was the other person's.

He'd only be arrested for DD is it meets the.necessity test. The wanted marker may have been a locate trace.

Sgt_Pepper_2

xxkitcatsxx wrote: »

I have no idea what this man (and I use the word "man" very loosely!) was thinking!

He told my partner he had to go to the station to prove he wasnt this man yet his gran was in the car and also confirmed my partner wasnt this wanted man! He took photos of my partner and told him that if his description matched when head office was open again on tuesday that he would be getting a knock on the door and arrested! Hence the fingerprints getting sorted today!

Does anyone else here take their granny with them to buy a car?

stormbreaker

IMHO the Ops other half has told her 'porkies'. I think he has bought the car, chanced it driving it home without insurance but has been stopped by the police and caught.

xxkitcatsxx

Sgt_Pepper wrote: »

Does anyone else here take their granny with them to buy a car?

His gran lives around the corner from us, just up the road from where he was oulled over. She was leaving the house when he was passing and he saw her so pulled up and asked if she wanted a lift!

As far as any porkies are concerned thats a matter of opinion but I was standing right next to him when he spoke to the insurers who said that the contract was broken as he no longer had a licence!

dug123

I have just read this thread and I am amazed. I did not believe the original post and it has just got more unbelievable the more I have read.
If you need advice and help you must tell the truth, the whole truth and nothing but the truth.