CitiCard (merged)

cathdance

Hi All

I have just recieved money from Citi cards, they still owe £400 in charges. I have not signed anything to say that i will not take further action.

Your advice would be great.

Thanks

Cath

nickmack

cathdance wrote: »

I have just recieved money from Citi cards, they still owe £400 in charges. I have not signed anything to say that i will not take further action.

If this was a partial payment, you can write back and let them know you will pursue them through the court for the rest.

cathdance

nickmack wrote: »

If this was a partial payment, you can write back and let them know you will pursue them through the court for the rest.

Thanks for your reply.
They said it was the amount was reduced with regards to the £12 that the OFT ruled.

Cath

nickmack

cathdance wrote: »

They said it was the amount was reduced with regards to the £12 that the OFT ruled.

The OFT didn't rule anything. They specified an amount (£12) at which they wouldn't take action against Credit Card companies.

Tozer

I think take them to court at your peril. There is no guarantee that a court would find the £12 to be unreasonable.

turboshandy

Citi have been the worst credit card company I've been dealing with in relation to reclaiming charges. They are stretching the deadlines to the absolute limit and refusing to play ball when they do finally get in touch. I'm not going to let them beat me, I know I will win in the end....

turboshandy

Had a quick spy through this thread but can't find if anyone has had any dealings with Citi? Of all the cards I claiming on, they are the only ones I haven't heard a peep from, not even an acknowledgement of receiving my letters. I assume they are just playing at funny !!!!!!s, hoping I will go away. However, I will not be beaten....

hampsterpoo

update ; 11 july
letter from FOS ,

we had a letter saying that they are sorry that as yet they have not been able to assign an adjudicator to deal with the assesment,......they will write again no later than THREE months to update us, if they havent written before then.

cazcl

On 3th July I got Judgement by Default on a claim with CITI :T . I requested immediate payment.

How long should I wait before I go to bailiffs?

Any help greatly appreciated.

natweststaffmember

I think I will bump this up for others. My suspition(cannot spell that word) is that if you did that CITI may look to overturn the judgement by default. Is it a credit card or personal bank account?