What charges you can claim

Tozer

Mick1976 wrote: »

Hi im just looking at my statements at the moment and i am stuck on whether or not i can claim Debit Interest. Also another one is Interest Charged Could someone please advise me on these 2 cheers.

No only charges and not interest are (potentially) claimable.

tosca5

I don't have an overdraft facility but each month i might be short of something silly like a £1, i'm then charged £28 for maintanance fees. I have already claimed back charges against Direct Debits but i did not claim the monthly £28.
Should i have claimed these?

mbandrews

on my natwest statements i have lots of charges where it just says charges £20 then the account number. can i claim these back as i think they are unarranged o/d but they just put charges for some stupid reason.??
it could mean account service charge, but surely as it just says charges they cannot prove that it is service charge or they would put service charge, am i right??

kellyd

hiya

this month i didnt transfer money intime to cover my direct debits im self employed and if people dont pay me on time it can be a pain and once in a while im late transfering. the bank abbey charge me £30 per direct debit that was unpaid and £20 for going over drawn so this month now all direct debits are now paid but i have been charged £230 !

have i any chance in getting this back do u think ?

thanks very much xx

kellyd

anyone :j xxxxxxxxx

smudgemanc26

http://forums.moneysavingexpert.com/showthread.html?t=400981

See this thread post 4 tells you what you can and cant claim

richthespoof

I've tried to search for a similar problem to mine but can't find anything.

I have already gone through the process of reclaiming bank charges from the Halifax, but did not have the money to go to court.
I now have the money to go to court however I have subsequently realized that I have also incurred a large amount of costs because I transfered some of the Debt caused by the Halifax charges onto an MBNA credit card, which I equally could not afford to pay .
Will I be able to claim the charges on my credit card back from the Halifax? Will I need to re-write to Halifax claiming these costs or could I simply go to court and add these costs in?

Rich

vivienemma

gman1974 wrote: »

Hi all. I am currently backtracking my account statements. Although i am aware that i can claim back overdraft excess fees can i also claim back account charges and overdraft interest? Hope to hear from you.......

Hi Did you get any response to your question I have exactly the same on my statements and am also not sure if I can claim them or not.

Mike_Spain

Hi, I have been in Spain for a while now and have been drawing money out on my Barclays debit card. My brother in law brought my statements over and I was horrified to see they had charged £12 each time I drew €400 out of the cash machine and lesser charges from using the card in store. These charges now total hundreds of pounds. On speaking to them they say the charges are none reclaimable. If I was aware of these charges being incurred I would have followed their suggestion that I use Deutchebank who don't charge these fees or draw money from Barclays here in Spain (nearest branch 40 miles away). My question is can I reclaim some if not all of these fees on the basis that I was unaware of these charges?

Edinburghlass_2

Short answer is no and certainly not on the premise that you weren't aware of the charges.