What charges you can claim

Taffyfella

Bluebird,

I see you've self educated yourself on this site, nice one.

Are you making a claim?

Taff

Bluebirds1975

I have read this board from back to front!!

I have recently sent my second letter back to Halifax for the nice little sum of £1206

Taffyfella

Lol!!

That's what I did, after all it is a serious matter of potentially suing your bank for a tidy sum..


Good luck with it all.

Taff

P.S The rate your going with your posts you will soon have a little star.

Bluebirds1975

At the end of the day if I get my money back from Halifax it is down to this website and hasnt cost me a penny.

The least I can do is share what knowledge I have picked up and hope someone else can save a few quid!!

slyarwood

Can the banks levy charges as much as they want or is there a maximum £amount or maximum number of charges per month? I am interested in particular with halifax. I think I have read somewhere that there is a maximum of some kind but it was a while ago and I can't be sure.

darrenandjanice

hello everybody and thank you for all the tips and advice on this site my question is ..... can you claim back the £8.00 a day charges you get on top of the £35.00 charge you get????? im with the yorkshire bank. thankyou again for your help in this matter

Nath_2

I was just about to post exactly the same question and with the same bank also. Can anybody help with this?

CazW_2

erm... I ould.. the basis of the claims are that the charges are unfair as they do not reflect the true cost to the bank... so in my opinion.. yes.. I would say you could.... but don't quote me..lol

RCS_2

On reading the first page I see that you cannot claim back service charges. I am with RBS and have had an overdraft for about 4 years now. During that time, if a DD took me over my overdraft limit I would receive an 'Advice of Service' charge which was based on a 'Maintenance Charge'.

Am I able to claim this back? I only incurred this charge when I was over my overdraft, usually by not more than £5.

Arianna_2

Hi!

I have just come off the phone to Lloyds TSB and what they have said is as clear as mud!!

Could someone be very sweet and clarify if I can claim back:-


O/DRAFT INTEREST & ACCOUNT CHARGES?


Thanks in Advance