What charges you can claim

fallen_2

I have had my statements come back from Barclays and I have re calculated the charges BUT my question is.........can i also add on the interest they have charged me on the statements? I know I will be adding a percentage on when alculating but if they hadn't charged me all these fees the interest wouldn't have been so high on my account. So..... can I include the interest charges on my statements when calculating my figures and then also add on a perccentage??

Edinburghlass_2

If the overdraft is made up of charges and not overspending then you can reclaim the interest charged. Please have a read of this post....

http://forums.moneysavingexpert.com/showpost.html?p=4285857&postcount=10

kpnursey

Hello hope someone can help i have received copies of my bank statements from first direct. While going through them to total up charges i have got myself confused. Can i claim for the overdraft fee as well as the excess overdraft fee? If anyone can clarify this would be much appreciated many thanks in advance!

mackedoff

can you reclaim cleared transaction charges ie a cheque is paid when you dont have enough funds to cover it.

jpaine

hi everyone what about excess fees from lloyds , i have alot of those as well as other fees. do these count as well.

DONNAMAR

Hi there,

I'm claiming the excess fees back. I think the only ones you can't claim are the management fees.

kaykay_2

I dont know whether this is in the right place, but i've read all of the MSE advice on the first pages and lots of the posts. My account goes over the arranged overdraft usually every month and as we have two accounts (with HSBC) one current and one bills, we tend to get charged on both. In addition to the account fee(bank a/c plus = £12.95 per month) and interest they charge they apply a "Dr charge/ notified fees/charges" on my account of anything between £20 and £125 per month. Can i claim for this???? or should it just be proportionate to the amount i go overdrawn. What is proportionate???
Sorry if this is repeated advice and a silly question, but i have looked and looked to try and decifer whether i could claim or not.
Thanks in advance
Kaykay

dreamin

Just got my charges back from Lloyds. I'm slightly confused as to which charges I should reclaim. Below is is what I think are reclaimable charges.
Am I correct in thinking this?
O/DRAFT EXCESS FEE 25.00DR
UNPAID D/D 27.58DR

Please help & thanks in advance
Dreamin

Bluebirds1975

YES you can claim both of them

Bluebirds1975

I would say you would be able to claim this back