What charges you can claim

MADshifty

hi can you reclaim the temp limit charge that HSBC are now using ?

Granny_Tracey

I have recieved statement of default charges on my account please can you tell me if I can reclaim
1. Account charge (£8 and rising to £15 over six years)
2. O/Draft excess fee (various amounts from£30 to £90)
3. O/Draft interest.
I am confused and want to claim for the correct charges any help would be apprieciated Thanks
Tracey

magikcarol

I have received statements from Lloyds TSB but am not sure what I can claim for re overdraft interest charges and overdraft excess charges. Is it just overdraft excess charges that I claim for?

Edinburghlass_2

Read the first post in this thread and also in the Reclaim Help Thread linked in my signature. If you don't understand the abbreviations your bank uses, phone them up.

iamstacie

Yes

Hi, A few questions...

1) Can I claim back charges for an account I used to have with HSBC even though I can't remember the account number and have no statements? I've moved house a few times since too and the account has been fully closed for 3+ years

2) Can I claim back credit card overlimit/late admin fee charges from Capital One even though it had defaulted and been passed around every debt recovery place in the UK before I finally settled it for £265 today (was £332, but my credit limit was only £200 so the rest was admin charges etc)

Any help appreciated!!

Thanks,
Stacie

empty240

Hi there,

I used to receive money from my parents while on university, they live in another country and everytime I opened the statements the charges were really high, I guess it could be because the money was coming from another country.
Above it says that charges related to foreign currency transactions and conversions cannot be claimed.
Does it mean I will never be able to claim those charges back?

clairecj

Edinburghlass wrote: »

New thread, as above for what you can and can't claim.

hi, please can you help, i am really worried as i have gone through the steps of asking bank for my charges and am just plucking up courage to fill out moneyclaim form. thought i would double check everything when i realised that some of my claim (an amount of 114.06 and my claim is for over 2,000) is for o/draft usage fee which apparently can`t be claimed, what should i do, i thought you seemed the best person to help. have i blown my chances!!!!!!!!!!!!!

steph_princess

Hi having just got my bank statements bank for the past 6 year i was wondering how i send them off i read on a previous post what i can claim back so is it a case of writing out all the charges and printing them off or do i send the statements(photocopied) which has charges on them back and highlight where the charges are? total it up and put the sum of the charges on the letter?

Any help would be appreciated

fitz050479

Hi all
Please help, trying to get my fees back can i reclaim the following from lloyds
Unpaid D/D?
Account charge?
O/draft interest?
Unpaid direct debit?
Unpaid personal loan charge?
o/draft excess fee?
Thank you!

snugsy2

Yes

Leebcoward wrote: »

Yes you can...try looking here>>> http://forums.moneysavingexpert.com/showthread.html?t=305961

Hi,

I am new to all of this money saving malarky but am most interested in saving money from both a personal and business point of view.

Can someone advise me - at work we used to use a bank which charged us approx 7.00 GBP for each bacs payment which we received. Can my company claim each of these bank charges back? I understand that this is not possible if we received a payment in a different currency but surely it is unacceptable to charge 7.00 a time when the payment is made in GBP?

I would be grateful for any advice on this subject.

Many thanks