What charges you can claim

CHART67

Cheers for the quick reply.

Power to the people!

Krazybabe

Hi im new on this and really need some help.

Im trying to reclaim the charges fo my dad and have recieved his statements form LLyods Tsb but am confused asto what i can claim back.

Which of the following can i calim-:
O/draft Usage fee
O/draft interest
Account Charge
O/draft excess fee
Unpiad D/D
Unpaid cheque

If i add up all the above charges i get around £2000 but if im only allowed to claim the overdraft excess fee and unpaid D/D i only get a couple hundred pounds so i really need ya help!!!

barnishroader

Yes

smudgemanc26 wrote: »

Sorry Not too sure try this forum link though it might help

http://forums.moneysavingexpert.com/showthread.html?t=407603

yeah have tried there but still can't work out if there is a relation between the descriptions there and what i have put so still require a bit of guidance from someone in the know.

Krazybabe

Please some one help me with my query.

Quick answer would be apprecieted

KERRY29_2

Help on my statements it says o/draft interest and o/draft excess fee can I claim any of these back can someone please help!!!!::eek:

Edinburghlass_2

no and yes.....

dwarfer

Yes

KERRY29 wrote: »

Help on my statements it says o/draft interest and o/draft excess fee can I claim any of these back can someone please help!!!!::eek:

NO to interest.
YES to excessife fees.

also search for Unpaid O/D
and Unpaid S/O


If you have internet banking you can have the internet search these for you, in 3 month incriments.

Good luck

Kurt_Hamster

Though you can claim overdraft interest on the penalty charges themselves.

brokejack

HI there just got my bank charges info from lloyds and they have put, d/d ,unpaid s/o,and overdraft excess fee charges ,on the sheet ,not sure what i can ask for back, i do know the d/d and s/o but anyone aware of the overdraft excees fee or am i edgeding my bets on that fee .
thanks :mad: :mad:

Kurt_Hamster

brokejack wrote: »

HI there just got my bank charges info from lloyds and they have put, d/d ,unpaid s/o,and overdraft excess fee charges ,on the sheet ,not sure what i can ask for back, i do know the d/d and s/o but anyone aware of the overdraft excees fee or am i edgeding my bets on that fee .
thanks :mad: :mad:

You can claim for all three... if they are excessive.