Claims over £5000

gsxr600

I have sent the final letter before going to court on 19th June, I used the template on here giving them 14 days, I called yesterday and was told that they have 4 weeks to investigate and that I should hear in another 3 weeks, so now I want to start court action, however I am claming £9200 from them so where do I start as this is out of the small claims court limit. I am thinking about using one of the no win no fee solicitors, but would rather do it myself.

Can anyone offer any help, i.e which court action to take ect.

xlesleyann

Where do you live?

If in England you can use MCOL, not sure how much the limit is you can claim back.

Edinburghlass_2

gsxr600 wrote: »

I have sent the final letter before going to court on 19th June, I used the template on here giving them 14 days, I called yesterday and was told that they have 4 weeks to investigate and that I should hear in another 3 weeks, so now I want to start court action, however I am claming £9200 from them so where do I start as this is out of the small claims court limit. I am thinking about using one of the no win no fee solicitors, but would rather do it myself.

Can anyone offer any help, i.e which court action to take ect.

Have a read of previous posts regarding the small claims limit. What you might consider doing is handing your claim over to the Financial Ombudsman once you have been dealing with this for 6/8 weeks. Have a read of the update in Martin's article regarding the FO.

Hannah2806

Hi,

I'm having a bit of bother with the MCOL. The charges I want to reclaim are £4174.50 and when I add the interest onto that it brings it up to £5112.82. When I put this into the 'claim amount' box on the claim form the court fee is calculated at £250, is this right? Anything upto £5000 and the fee is just £120, I thought small claims could be upto £5000 before the statutory interest was added.
I'm wondering if I'm filling something in wrong, can anyone help?

Thanks very much!

Kerrymap

Thats right if your claim is over £5000 then yes you will be charged £250, however if you win the case you will get this back. I was in the same situation but decided that it would be worth doing it. and today Abbey has got a little scared of me taking them court and have made me an offer.

Hope that has helped.

Kerry

Hannah2806

Thanks Kerry, it has!
Think I'll risk it, after all I've got more to gain than to lose.
Good luck with your claim.

Hannah

princesskez26

Hannah2806 wrote: »

Hi,

I'm having a bit of bother with the MCOL. The charges I want to reclaim are £4174.50 and when I add the interest onto that it brings it up to £5112.82. When I put this into the 'claim amount' box on the claim form the court fee is calculated at £250, is this right? Anything upto £5000 and the fee is just £120, I thought small claims could be upto £5000 before the statutory interest was added.
I'm wondering if I'm filling something in wrong, can anyone help?

Thanks very much!

This thread may help you re: claiming more than £5000

http://forums.moneysavingexpert.com/showthread.html?t=407082&highlight=claiming+over+5000

Kez

eifionjames

I am currently in the process of trying to reclaim bank charges for my mother however, the charges total £6800 before adding interest. I understand that for it to go through a small claims court it has to be under £5000. Does anyone know what options are open to me as I'd like to claim all charges plus interest as it would near clear her overdraft. What court would have have to apply to and if she lost would she be liable for the banks legal fees? Any info on this would be gratly appreciated. Thanks Eifion

natweststaffmember

Small claims court deals with amounts to the value of £100,000. The £5000 is the limit in which should you lose(unlikely if you are prepared and follow the advice) that you would be held liable for the banks' costs.
It is highly unlikely she will lose.

lindilou39

eifionjames wrote: »

I am currently in the process of trying to reclaim bank charges for my mother however, the charges total £6800 before adding interest. I understand that for it to go through a small claims court it has to be under £5000. Does anyone know what options are open to me as I'd like to claim all charges plus interest as it would near clear her overdraft. What court would have have to apply to and if she lost would she be liable for the banks legal fees? Any info on this would be gratly appreciated. Thanks Eifion

try splitting the claim....i.e claim for 3 yrs then another 3 yrs...should save you any hassle.


Lin