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Claims over £5000

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  • My claim is for over £6K plus interest. The small claims court is for claims under £5K. Whats the procedure for a bigger claim? Anyone know? The person that claimed and won over £17K. What did they do?

    HEEEEELLLP!;)
  • aussielle
    aussielle Posts: 705 Forumite
    Hope this helps
    Laughter is the sun
    that drives winter
    from the human face
  • alisonjs
    alisonjs Posts: 70 Forumite
    I reduced the period I was claiming for to bring the claim to just under £5k and went ahead.
  • Hiya,

    Ok I'm a bit confused!
    When you add the cost of court fees to what you are claiming from the bank; if it comes to just over £5000 in total, does that mean you can't claim in the small Claims Court?

    In other words, is the court fee something extra, but you must keep the actually claim from the bank below £5000?

    Any info would be brilliant, cos I'm not too certain about this.

    Thank you

    C
  • I am just about to start totalling my charges with my bankfor the last 6 years

    I get this feeling they will come to more than £5000 (hence my ID)

    Is it possible to submit 2 claims - one for say 2001 - 2004 and another 2004 -2007 or would the court think this was wrong?

    To be honest £5,000 would be great but helpful to know

    Thanks in anticipation

    M
  • I am claiming £5200 from NatWest and have sent out the second letter threatening court action in 14 days. I am now preparing myself for court and have begun to fill in the Moneyclaim form online. I have taken Martins advice and reduced my claim to under £5000, so as to go through the small claims court. Now when I add the 8%APR interest it takes my claim up another £1500 (to £6500). On the moneyclaim form when i put £6500 in the 'Amount Claimed' box it takes the court charges up from £120 to £250. Does this again mean that I am out of the small claims maximum? And are things really a lot more complicated once you are above the small claims limit? Any advice?
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    fifthseat wrote: »
    I am now preparing myself for court and have begun to fill in the Moneyclaim form online. I have taken Martins advice and reduced my claim to under £5000, so as to go through the small claims court. Now when I add the 8%APR interest it takes my claim up another £1500 (to £6500).

    The Small Claims limit is generally £5000 before interest, so you are still under that level.
  • silkyboy
    silkyboy Posts: 9 Forumite
    hi.i'm in the process of claiming bank charges from the halifax and have just received their letter stating that they have 8 weeks to look into my complaint.would it be wise to stick to my original time scale of 14 days?also i have a bigger problem which is that my claim is above the small claims limit of £5,000 so does anybody know wot the next step would be?thanks in advance if anybody can help.
  • Leebcoward
    Leebcoward Posts: 149 Forumite
    Part of the Furniture Combo Breaker
    If its a little over 5 grand (before interest) you might be able to still use small claims, if not Im not sure. You certainly need to use your own timescale though...forget the 8 weeks letter...
    Stick to YOUR timescale. Dont take ANY bull. DONT be intimidated. The law is on OUR side.
    :o Feel free to thank me if I was a help :o
    >
  • silkyboy
    silkyboy Posts: 9 Forumite
    thanks for that leebcoward.my claim is for just short of 8500 exc interest(dont know how it got so much!!)will stick to my timetable and continue browsing other sites for info.i'll keep updating as i'm a bit nervous about taking on the banks but hey nothing ventured and all that.
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