Claims over £5000

nickmack

DeeDee07 wrote: »

So will MCOL help me with this,ie point me in the right direction when i start the MCOL proceedings.
Im sending the 14 day second letter tmorw as all i have had is the usual 28 days

The courts service will allocate your case to the appropriate track.

You need to be aware that if it gets moved to the Fast Track, should you lose, you may be eligible for some of the defendants costs.

In reality, it's very unlikely the bank would go as far as a courtroom and even less chance you would lose.

beautyprincess123

I have just worked out how much i am owed and it comes in at over £6,000.

I have read that you can only go to the small claims with under £5,000 so in that case what should i do???

Can anybody help me please?

silkyboy

hi. if your claim is under 5000 before interest then u can still go to small claims.depends wot situation u are in whether u want to do this by reducing your claim.if not then we are in the same situation cos i'm in the process of trying to claim 8500 and have just sent a letter saying that i will take them to my local crown court.i'm still a bit unsure of the process but there are some good links on this site for advice try rex's thread or go to MCOL site and you should find some advice there.

beautyprincess123

Thanks for your help.

silkyboy

no problem hope it helps even a little bit.remember to keep fighting even though it may be daunting.

jubaxt

hi-just wondered is it any more difficult if you are claiming more than £5000 in bank charges?-ta

Camdenite

A while back (before I discovered this site/forum) I started proceedings against Abbey. Although the total was nearly £7,000 in charges over the last six years, I heard it was better to make two separate claims (under £5,000 each) as this would mean both being handled by the small claims court. I was told that these should not be run concurrently as it could hinder the process. Is this correct?

I have so far only filed one case for the maximum £5,000 with the other to follow when this has been satisfactorily resolved. Is there much point in me hanging on to file the second case? I have just completed the AQ for case 1 and expect to hear back shortly concerning a court date.

Anyone been through a similar scenario?

misscharlie

HI could any1 recommend the best way to claim around 6k 8 with interest? I've sent all steps and just about to make a claim with mcol, but didn't know whether to do break it down?

misscharlie

bump,can any 1 help? As trying to fill in my claim. many thanks x

Edinburghlass_2

Have a read of the above posts, they should help.