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Goodbye Mortgage - the beginning of the end!
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Good luck with the car search. I hated doing it but it's worth those cheaper bills.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
Thanks Peonie, you're definitely right!
We've seen a couple that we like however it appears we might not be able to get the trade in price we wanted to OH's car, it's close enough for us to probably accept it - it just feels like you'vre being ripped off when you know you could sell it privately for what it's actually worth. Not something OH fancies doing though and this is much easier and simpler. Just waiting to hear back from a garage on valuation!
Silly me dropped my phone and smashed the screen so had to fork out £50 for a replacement. There goes any eBay profits
Busy weekend at work, just need to think about those OPs...0 -
I think I'm having a clumsy week. After the phone screen incident I also forgot the SOs on my bank account to bill account etc. were set to come out the day before I got paid this month, only logged in and changed it this morning so slightly worried that I'll be charged a fee for every failed one they couldn't send this morning(5!). Can't find anything on their website that applies to my account so fingers crossed they isn't any fees.
Our super duper coffee machine is broken AGAIN. It's being collected today to go into the service centre. It's the 2nd service centre visit and 3rd fault in the 11 months we have had it. Very grateful of the 2 year warranty but dreading it running out as they said they will not replace it unless a fault is irreparable. Very disappointing for the price of it. Maybe we'll end up with a whole new machine through replacement parts by then anyway? :rotfl:
eBay items are bumbling along, fingers crossed for a last minute bidding frenzy!
We're just waiting to hear back from a garage about the car OH wants and confirming the price they'll give him for his. It won't be 100% as much as we wanted (when is it ever?) but it's not too far off and will save us around £1000 a year, so willing to suck it up for that!
Right... off to package the coffee machine and wait in all day for the courier. Here's hoping it's not a 4pm collection!0 -
Coffee machine is away.
I've given us a June OP advance, £200. Just to keep the daily interest down, makes sense to do it asap!
OH has secured a car and a deal on his. Just have to wait for everything to go through now. Looking forward to working out how much of the car maintenance fund we can take back0 -
Zzzz, definitely need this weekend.
Managed to get the grocery shopping done last night, the supermarkets are surprisingly quiet at 9pm on a Friday!
Starting to lose faith in Aldi a little, the majority of their super 6 were out of stock on the shelves, though I have no doubt they were waiting until this morning to put them out, and their prices have gone up a lot. I was using the £5 off a £45 shop and reached £45 way quicker than I have before. Had a quick check of the prices of leeks for my soup and Aldi were £1.78/kg, Tesc were £1.75/kg and Asd were £1.60/kg! Will have to remember to check their prices more often rather than just assuming they're cheaper now.
The eBay items all sold, we made about £120 after fees and postage which is great! Still waiting for 2 items to be paid for but the rest are all done and posted. Have added the money into the savings pot so it's taken us a lot closer to this months £400 target, although we haven't quite met it. (£385.61)
I've got a lot of base ingredients for meals, so we should be able to stick the grocery budget this month (in theory!). I'm not sure about the week we have family coming but I'm happy to use spend money to buy things for bbqs etc.
Have a lovely weekend all! :cool:0 -
How do you check your grocery prices? I plan to keep a strict eye on ours after I start maternity leave as although i buy offers already i want to cut it to as low as possible!Now a SAHM trying to earn some spare pennies each month0
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I use mysupermarket usually. The website can be a bit slow sometimes but it's definitely worth it. It does all the big supermarkets + aldi now. Has saved us lots!
I think they have a mobile app too but I haven't used it yet (ought to try it actually!) :money:0 -
The seller pulled out of the last eBay item, and I'd stupidly paid for all my fees already so I have £1 FVF credit sitting on my eBay account. The only way I can get a refund is to phone them (chargeable!) so I will be listing more in the very near future to make use of it.
I went for a cycle today, feel much better for it and it's helping to steer me away from eating rubbish which I don't need. Bought a massive watermelon from Lidl for £2.50 - who needs chocolate? :cool:
Made a big pot of Leek and Potato soup yesterday so that will do me (and possibly OH) for lunches for a few days.
Reward points are adding up for various surveys again, should hopefully hit the £30 mark in the next week.
I need to re-start adpoints again, just a shame they're so long for so little now! If I stick at it I might have enough to buy an amazon voucher from Sains in a couple of weeks so can add that to the survey rewards and get something from our ever growing wish list
Thought about going to the cinema but decided against it - almost £25 for 2x3D adult tickets :eek:0 -
cinema tickets are ridiculously priced I think. We went to see Tinkerbell as a family a couple of months ago and it cost us about £28. So I hunted for a cheaper way to do it this half term. Cineworld have bargain Tuesdays where every ticket is £5.50ish or if you book on line and join their club you get an extra 10% off so under £20 for the 4 of us, still a lot but better. I have joined a few of the cinema clubs as well, which apparently offer free tickets every so often (see the MSE article).
Well done on the fleabay sales I'm going to do our at some point soon when I find some motivation to list (if you've got space gratefully received)
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I love going to the cinema but we had cineworld unlimited cards until we cancelled them a few months ago, now we use Tesco clubcard vouchers to go although prob won't go many more times (if any!) before baby arrives now.
Just so you now you can't get Amazon from Nectar anymore! I use my points on eBay now!!!Now a SAHM trying to earn some spare pennies each month0
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