Is anyone starting from scratch???

savingwannabe

Hello Crazy Kitten, welcome. You are not on your own!!!! We are all in it together. I do worry I don't have much sometimes but as long as we save steadily I am sure we will get a large amount at the end. :beer:


A few days left till payday. Redundancies being announced at work. We may also face a salary cut. Now is the best time to start saving as I will probably have a cut next year. I hope I keep my job.:o

davenport151

savingwannabe wrote: »

A few days left till payday. Redundancies being announced at work. We may also face a salary cut. Now is the best time to start saving as I will probably have a cut next year. I hope I keep my job.:o

/\ /\ /\ /\ This is the time to get it all into shape and make sure all your spending is as refined as it can be.

A second welcome to CrazyKitten. Starting at that age is great! Though I was money savvy then. Now I'm getting it!

oldtractor -exactly that. It's so nice not to have to struggle for that cash. It may have come from somewhere else but it was there.

A fair month Mse wise. I have taken some money from saves to get my son a new bike. He's had the last one since juniors and is due to leave regular school this year. Plus he's that bit taller now so needs an upgrade.

Trips organized for Easter hols. May need a little more but that's put aside.
All electrics done in the house so hopefully moving on to kitchen once the pot has built up a bit more!

oldtractor

savings pot has been severely dented thios month. horses needed Boett rugs and the dogs been at the vets. Hes ok now. vet calling next week to tetanus vac the horses. theres going to be a large bill to pay this month.

Wantobeasaver

CrazyKitten wrote: »

Hi All,


I agree, I'm 26 and starting from Scratch and seeing everyone with big saving pots is disheartening. I currently have about £450 over two credit cards but determined to get them paid off and start saving!!

You've got 3 years on me! Welcome :beer:

Well had a good couple of weeks, just over £1,000 in my savings account and £337 in my holiday/laptop account. Next few weeks will be v.tight as I've been made permanent at work :T so transitioning from weekly to monthly pay, but this should help me to budget better in the long run.

savingwannabe

So far you are all doing well. Want to be saver your account is looking good. Old tractor sorry about the vet bills. Davenport yay to hols bet son is happy with bike.


Sometimes we have to spend a bit of money. It's not like we are frittering it away. I think this is allowed. At least we are saving some and we are minimising waste. I think it's a good thing.


I am still debating whether to give up Virgin Tv. I will wait to see what happens to salary. I have till June to decide.

CrazyKitten

Thank you for all the welcomes! :j

I've added a bit to the credit card but i've put in a fair bit of over time at work and its payday monday!!

Jerryy

This is great useful information.. Interesting post Thanks.


evincetech.com

Philis_Burrell

I am just starting. We just paid off the amortization of our home. Now, we have all the reason to start saving up.

dontdothatagain

Hi.

I'm 20 and am a fairly regular saver but overtime has dried up at work just when I need it - during summer hols from uni. My problem is, almost all my basic wage is eaten up by flat bills and my car finance and insurance. This means getting to Septembers loan payment may be a struggle!!

However, I did get £2000 inheritance when a relative passed last year, however I'd like to use that as my base rather than dipping into it. I currently have 2 TSB Class Plus accounts at their max but obviously will be reduced over the tight summer.

Any ideas on what I can do to make some money between now and Sept?

Great thread btw, very encouraging stories!

savingwannabe

dontdothatagain wrote: »

Hi.

I'm 20 and am a fairly regular saver but overtime has dried up at work just when I need it - during summer hols from uni. My problem is, almost all my basic wage is eaten up by flat bills and my car finance and insurance. This means getting to Septembers loan payment may be a struggle!!

However, I did get £2000 inheritance when a relative passed last year, however I'd like to use that as my base rather than dipping into it. I currently have 2 TSB Class Plus accounts at their max but obviously will be reduced over the tight summer.

Any ideas on what I can do to make some money between now and Sept?

Great thread btw, very encouraging stories!

Hi welcome. Have you thought of a Saturday job (lots of places recruit in the summer) or maybe bar work if you have the time?