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Is anyone starting from scratch???

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Comments

  • Saving_NOW
    Saving_NOW Posts: 72 Forumite
    Well done 166million! And Oldtractor you have trained your son well!
    Regular saver £200 Saving for emergency fund (£2000)
    ISA £30 Saving for new clothes/ new laptop (£1000)

  • savingwannabe
    savingwannabe Posts: 16,611 Forumite
    Part of the Furniture 10,000 Posts
    This really is working. I cant think of the last time I didn't buy something on fleabay after being paid!


    How are the boots?
    Aiming for a minimal spend 2022
  • oldtractor
    oldtractor Posts: 2,262 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Well Done!
  • Saving_NOW
    Saving_NOW Posts: 72 Forumite
    Hi Savingwannabe, I applied the repair glue to the boots (Stormsure) and left it to set so i will try them out tomorrow will probably have to wade through some muck at some point and that will be the test! It seemed to work really well, not sure if anyone has heard of this before but it's supposed to be brilliant for repairing tents, horse rugs waterproof jackets etc. I'm quietly confident that i may get another 6months out of these boots!

    It's Wed already and savings are all still in tact, am gonna enjoy the feeling of having NOT spent any of these savings :T
    Regular saver £200 Saving for emergency fund (£2000)
    ISA £30 Saving for new clothes/ new laptop (£1000)

  • marleyboy
    marleyboy Posts: 16,698 Forumite
    10,000 Posts Combo Breaker
    We are both in our 40s, we started off with a big ZERO, shared a small table chair in an empty house with nothing but the shirts on our backs.

    Six Years later and we have our own home, car, all mod cons, plenty of savings in the bank and have at least two holidays a Year.

    It takes time, but by taking one step at a time, its possible to start from the bottom rung and climb to the top.
    :A:dance:1+1+1=1:dance::A
    "Marleyboy you are a legend!"
    MarleyBoy "You are the Greatest"
    Marleyboy You Are A Legend!
    Marleyboy speaks sense
    marleyboy (total legend)
    Marleyboy - You are, indeed, a legend.
  • Very inspiring Marley Boy :beer:

    Payday tomorrow :T (I'm a temp, so paid weekly).

    Savings currently:
    Laptop/Holiday fund: £80/£1000
    Emergency fund: £724/£1000

    Oh well they're going up instead of down which is good
  • oldtractor
    oldtractor Posts: 2,262 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    SavingsNow thats for the tip big horse has shredded his rug on some barbed wire. que remove wire at the weekend and repair rug.
    Today another £50 added to the savings.
  • savingwannabe
    savingwannabe Posts: 16,611 Forumite
    Part of the Furniture 10,000 Posts
    Well done marleyboy can you suggest any heroes or books that inspired you to save?


    Well done on savings oldtractor sorry to hear about rug but at least horsey is ok.


    Congrats on being paid Wanttobesaver! It's a great feeling.


    I am sticking to my limit of £120 spending this month. So far so good. I am paying by cash so I can check and feel when I spend money. This is better for me as I think whether I really need something.
    Aiming for a minimal spend 2022
  • oldtractor
    oldtractor Posts: 2,262 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    its going well this weekend yesterday was a NSD. today we need to go to the supermarket for weekly shopping. Have lost 1 lb since ditching the sugar startied last week. well pleased.
  • oldtractor wrote: »
    its going well this weekend yesterday was a NSD. today we need to go to the supermarket for weekly shopping. Have lost 1 lb since ditching the sugar startied last week. well pleased.
    That's good. Am cutting down on fizzy drinks myself, hope it makes a difference to the pounds and £s!

    £50 added each to the savings accounts. Had an unexpected expense: my bag strap broke on Friday so had to buy another one:(
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