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I'm at the end of my tether!!

Been a horrible morning

What would you do?

Our son's overdraft is getting bigger by the month - now at £280 was £50 last month. We gave him an allowance and he spends it plus the bank's money.

My OH shouts at me in front of him instead of sorting him out.

Our son goes on about respect but he gives us none, he lies all the time and squandered £2500 in the summer from his long term savings.

My house is for sale and languishing

I haven't got a car

My mother has had enough of him and he was her little angel before. I can't stay with her - I'd go nuts

What would you do?
An average day in my life:hello: :eek::mad: :coffee::coffee::coffee::T :o :rotfl: :rotfl: :p :eek::mad: :beer:
I am no expert in property but have lived in many types of homes, in many locations and can only talk from experience.
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Comments

  • Lusignan
    Lusignan Posts: 646 Forumite
    How old is your son? Does he work? If he's under 18, can't you tell the bank not to let him go overdrawn. If they insist on being paid back, don't pay it yourself - take something of his and sell it on Ebay. Don't give him an allowance - make him work for it. If he won't, refuse to cook for him, do his laundry etc. Remove access to his savings until he can prove that he's responsible. Your OH needs to step up and deal with him instead of leaving it all to you.

    Bottom line - kick the son out.
    I am not stubborn. I am merely correct.
  • lebly
    lebly Posts: 218 Forumite
    Sorry to hear you are feeling so bad.

    Unfortunatley it does not matter how much you tell someone somthing they wont listen. Have you though about stopping the allowance? If he has no money going in tho the bank they would more than likely close the account?

    How old is your son?
  • Horasio
    Horasio Posts: 6,676 Forumite
    Part of the Furniture Combo Breaker
    Lusignan wrote: »
    How old is your son? Does he work? If he's under 18, can't you tell the bank not to let him go overdrawn. If they insist on being paid back, don't pay it yourself - take something of his and sell it on Ebay. Don't give him an allowance - make him work for it. If he won't, refuse to cook for him, do his laundry etc. Remove access to his savings until he can prove that he's responsible. Your OH needs to step up and deal with him instead of leaving it all to you.

    Bottom line - kick the son out.

    He is 19 and been acting like a jerk for 3 years now.

    He isn't working and just uses his money for pleasure.

    I have stopped his allowance and got his card from the savings account. My mother wants paying for the car she bought him.

    My husband just starts on me rather than sorting him out.
    An average day in my life:hello: :eek::mad: :coffee::coffee::coffee::T :o :rotfl: :rotfl: :p :eek::mad: :beer:
    I am no expert in property but have lived in many types of homes, in many locations and can only talk from experience.
  • Scarlett1
    Scarlett1 Posts: 6,887 Forumite
    CCStar your son is 19 isnt he ? there isnt anything you can physically do, and he is at the age where he should be fending for himself, I think he knows that you will always bail him out so isnt too fussed about what he spends, from what I read on here he treats you like [EMAIL="cr@p"]!!!!!![/EMAIL] :(

    *hugs*
  • lebly
    lebly Posts: 218 Forumite
    Who is car registered to? who pays insurance?
  • lebly
    lebly Posts: 218 Forumite
    At 19 he should be taking responsibility, tell him to buck up or get out. If you are paying car insurance stop paying it. If car is not registered in his name sell it!
  • Lusignan
    Lusignan Posts: 646 Forumite
    Give him 2 months to get a job and put together a deposit on a room somewhere. Then follow through with the threat. He's taking you for a ride, and your OH is letting him. You're quite rightly annoyed - I'd be livid. I'd go on strike with both of them, in fact - I'd book some time off work and go away for a few days and leave them to sort themselves out. Let your OH deal with him alone for a few days.

    Sell the car and give the money back to your mother. No car, no allowance, no resident housemaid - he'll have to grow up.
    I am not stubborn. I am merely correct.
  • Horasio
    Horasio Posts: 6,676 Forumite
    Part of the Furniture Combo Breaker
    lebly wrote: »
    Who is car registered to? who pays insurance?

    It is registered in his name but my mother paid his insurance but in his name. It was an 18th birthday present and his other car broke down whilst visiting her.

    He used to be a really nice guy and got rewarded accordingly. He has been horrible to us ALL for three years.

    I have tried to sort it but my family haven't been helpful
    An average day in my life:hello: :eek::mad: :coffee::coffee::coffee::T :o :rotfl: :rotfl: :p :eek::mad: :beer:
    I am no expert in property but have lived in many types of homes, in many locations and can only talk from experience.
  • Scarlett1
    Scarlett1 Posts: 6,887 Forumite
    CCStar wrote: »
    He is 19 and been acting like a jerk for 3 years now.

    He isn't working and just uses his money for pleasure.

    I have stopped his allowance and got his card from the savings account. My mother wants paying for the car she bought him.

    My husband just starts on me rather than sorting him out.
    if you havnt got your husbands backing you will be fighting a lost cause, even if your son is at college he should still have a little part time job, any change you can help him look for something, surely his friends must work ?
  • Lusignan
    Lusignan Posts: 646 Forumite
    Why won't your OH support you in confronting him? Is he intimidated by him or something?

    You have my sympathy - if my stepson did this, I'd pack up his belongings and put them outside on the pavement, and tell DH it's me or him so he'd better choose. I wouldn't tolerate it.
    I am not stubborn. I am merely correct.
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