Aqua Reward Credit Card - 3% cashback up to £100/year

bubieyehyeh

Gromitt wrote: »

The only problem I see with that is they state a payment could take 2 - 3 days to process, but other than that, I believe you to be correct.

I asked when I activated my card, they said you could make a payment before your statement arrives to spend more. They said wait 2 or 3 days after making a payment, to make sure it had cleared. They said I could check if it had cleared with the internet site.

Money_Man_Steve

Aquacard.co.uk now points to the Marbles card account servicing page, and the link on MSE to apply for the card (via MoneySupermarket) now goes to a 'page not found.'

I wonder if the Aqua card offer has now been pulled due to being oversubscribed with the numbers of people applying through MSE?

mistercovert

Closed down my M&S card this morning after the interest free period ended. I wasn't going to apply for another card for a few months but then I saw this Aqua cashback card and I thought why not, Aqua website seems to be working ok, and it looks like I have a limit of about £500.

You cannot argue with 3% cashback as long as you jump trough the hoops correctly.

lrlrip

I have just been "approved" for an Aqua Card. I have not yet sent back my agreement as like the majority it may be that my credit limit my be only 500 pounds and as I only wnated the card to use abroad 500 is not really enough.

Should I just accept and use at home or decline as I do not want another card for use here?

Hooloovoo

lrlrip wrote: »

Should I just accept and use at home or decline as I do not want another card for use here?

The credit limit may well be low, but where else will you get 3% cashback on all spending?

IMHO you'd have to be mad not to want one of these cards.

lisyloo

they said you could make a payment before your statement arrives to spend more

make sure you actually make at least the min payment AFTER the statement is generated.
Otherwise you can face a missed/late payment fee every though you paid early !!
Payments before the statement don't count for that statement period.
This is really important because apart from the £12 late payment fee and alte marker on your credit report, you may also forfeit you cashback.

bubieyehyeh

lisyloo wrote: »

make sure you actually make at least the min payment AFTER the statement is generated.
Otherwise you can face a missed/late payment fee every though you paid early !!
Payments before the statement don't count for that statement period.
This is really important because apart from the £12 late payment fee and alte marker on your credit report, you may also forfeit you cashback.

Good to know, I've setup a direct debit, so that should cover that eventuallity.

dominiquereynolds

My credit card bill is always ovr £1k a month as everything goes on the credit card to get 1% cash back.

Will just use this one for fuel :-) lovely 3%

kaych

I wonder how long did it take everyone to receive their card and pin after posting the credit agreement back? I sent mine about 2 weeks ago now and still haven't heard from them.

myth123

kaych wrote: »

I wonder how long did it take everyone to receive their card and pin after posting the credit agreement back? I sent mine about 2 weeks ago now and still haven't heard from them.

I sent my credit agreement back June 25, got a text from Aqua saying my card has been sent out on July 3. Still waiting for the card - although my pin code came yesterday. Hmmm.