Cash ISAs: The Best Currently Available List

Gambler

scotsmantom said:

Tembo dropping their cash ISA rate from 4.64% to 4.10% from 18th August! I have just transferred to them from Chip ☹️

What!!

I've just done the same as you.

Where to next?!?

slinger2

I notice that Moneybox have banners on their web site:

Cash ISA: "The rate on this product will decrease from 4.45% AER (variable) to 4.20% AER (variable) on 22 August 2025. This includes an introductory fixed bonus rate of 0.50% for the first 12 months."

Open Access Cash ISA: "The rate on this product will decrease from 4.25% AER (variable) to 4.00% AER (variable) on 22 August 2025. This includes an introductory fixed bonus rate of 0.50% for the first 12 months."

So just a 0.25% cut on these accounts.

northernstar007

shawbrook still offering 4.31% fixed 12 months

clairec666

We're now getting to the point where fixed rates are higher than easy access, it's generally been the reverse for a while now.

That's a big drop from Tembo. Thankfully they've only cut the LISA rate to 4.1% (from 4.33%) which seems reasonable.

2010

Paragon 4.28% for 15 months.

Gambler

northernstar007 said:

shawbrook still offering 4.31% fixed 12 months

Never had a fix before, feels strange 🤓

OrangeBlueGreen

That is a huge drop from Tembo!

scotsmantom

Gambler said:

scotsmantom said:

Tembo dropping their cash ISA rate from 4.64% to 4.10% from 18th August! I have just transferred to them from Chip ☹️

What!!

I've just done the same as you.

Where to next?!?

I have cancelled my transfer in time. Chip app better than Tembo which sends you an email with a code each time you want to look at it!

flaneurs_lobster

scotsmantom said:

... Tembo which sends you an email with a code each time you want to look at it!

The app? Mine doesn't - straight in with a fingerprint.

scotsmantom

flaneurs_lobster said:

scotsmantom said:

... Tembo which sends you an email with a code each time you want to look at it!

The app? Mine doesn't - straight in with a fingerprint.

Ahh yes… I am on iPhone so no fingerprint but I can see Face ID is an option thanks. I am still sticking with Chip!