Cash ISAs: The Best Currently Available List

2010

Sod`s law, I`ve just transferred from Shawbrook because when my ISA matured last week the 1yr was only 4.01%.

But not too bad as Charter were/are paying 4.27%.

MeteredOut

2010 said:

Shawbrook 1yr fix ISA up 4.31% from 4.01%.

Thought the BoE are expected to cut rates.

Does it include transfers? (I know, I could check )

Gambler

MeteredOut said:

2010 said:

Shawbrook 1yr fix ISA up 4.31% from 4.01%.

Thought the BoE are expected to cut rates.

Does it include transfers? (I know, I could check )

Yes but only at the same time as you open your account.

10_66

Gambler said:

MeteredOut said:

2010 said:

Shawbrook 1yr fix ISA up 4.31% from 4.01%.

Thought the BoE are expected to cut rates.

Does it include transfers? (I know, I could check )

Yes but only at the same time as you open your account.

When I called them recently, they said you could open the account without requesting transfer in at time of opening and can call or message within 14 days of opening.  I cannot confirm this to be the case as I haven't done it, only that this is what I was told could be done.

2010

MeteredOut said:

2010 said:

Shawbrook 1yr fix ISA up 4.31% from 4.01%.

Thought the BoE are expected to cut rates.

Does it include transfers? (I know, I could check )

I think they have a transfer in ISA form if you want to do it later.

flobbalobbalob

Monument email:

Your Easy Access Cash ISA interest rate will change from 4.25% to 4.00% AER (variable). This change will take effect on 21 August 2025

clairec666

Email from Trading 212 - cash ISA (which tracks the base rate) is reducing to 3.85% from tomorrow.

frosch411

flobbalobbalob said:

Monument email:

Your Easy Access Cash ISA interest rate will change from 4.25% to 4.00% AER (variable). This change will take effect on 21 August 2025

So the rate drops begin 😖
Not had this yet but am expecting this any minute now...

Johnny-Cage

Chip dropped by 0.25% 

Gambler

Johnny-Cage said:

Chip dropped by 0.25% 

It's a tracker