Cash ISAs: The Best Currently Available List

pecunianonolet

Patr100 said:

I'm slightly annoyed that when I transferred to Trading212 their bonus was only 3 months which are now up . just before they gave a year bonus to everyone else new.
Now at 4.10  variable I can't  really see an alternative that is also flexible and worth the hassle of transfer elsewhere for now.
Plum and Tembo have higher rates but with withdrawal penalties but might stay put for now.

You could use CMC and get 5.44% for 3 months. I have CMC, had the bonus when it was still 5.7% and made 3 transfers in and they all only took 3-4 days. Now at a comfortable 4.59% and the account is flexible. I haven't withdrawn so can't say anything.

Patr100

pecunianonolet said:

Patr100 said:

I'm slightly annoyed that when I transferred to Trading212 their bonus was only 3 months which are now up . just before they gave a year bonus to everyone else new.
Now at 4.10  variable I can't  really see an alternative that is also flexible and worth the hassle of transfer elsewhere for now.
Plum and Tembo have higher rates but with withdrawal penalties but might stay put for now.

You could use CMC and get 5.44% for 3 months. I have CMC, had the bonus when it was still 5.7% and made 3 transfers in and they all only took 3-4 days. Now at a comfortable 4.59% and the account is flexible. I haven't withdrawn so can't say anything.

Thanks for the suggestion had never been aware of them  though I see they are now listed on MSE best buy . Slightly different protection applies ? Any one else  used them? I see there's a thread already (the search on this site is so bad) - I'll check it out.

nomorekids

does anyone know why Plum wont credit the third lot of interest at the 5.97 rate for 3 months incentive? had Aprils, May 1st, May on 1st june but never had Junes interest? waiting for the interest before transferring elsewhere but wondering when is it likely to be credited ?

masonic

nomorekids said:

does anyone know why Plum wont credit the third lot of interest at the 5.97 rate for 3 months incentive? had Aprils, May 1st, May on 1st june but never had Junes interest? waiting for the interest before transferring elsewhere but wondering when is it likely to be credited ?

June's interest is due tomorrow. Payment for each month is on the last working day of the following month. You should not have received any interest before the end of May unless you opened the account in March. All transactions are backdated to the 1st of the month for compounding purposes.

Out of interest, did you find anything much better than the current 4.49%?

nomorekids

masonic said:

nomorekids said:

does anyone know why Plum wont credit the third lot of interest at the 5.97 rate for 3 months incentive? had Aprils, May 1st, May on 1st june but never had Junes interest? waiting for the interest before transferring elsewhere but wondering when is it likely to be credited ?

June's interest is due tomorrow. Payment for each month is on the last working day of the following month. You should not have received any interest before the end of May unless you opened the account in March. All transactions are backdated to the 1st of the month for compounding purposes.

Out of interest, did you find anything much better than the current 4.49%?

Thank you Masonic, I did intend to put in Moneyfarm at 4.79 but rate reduction due so not sure now 

oz0707

Just opening moneybox isa now. The process seems a bit too slick, I don't feel like enough details were taken when setting up the original registration. Now it wants a direct debit with my current account. Is this all normal?

The website looks similar to the new cynergy one, are they linked companies?

Thanks

oz0707

oz0707 said:

Just opening moneybox isa now. The process seems a bit too slick, I don't feel like enough details were taken when setting up the original registration. Now it wants a direct debit with my current account. Is this all normal?

The website looks similar to the new cynergy one, are they linked companies?

Thanks

Hit a snag. Need more details to open said they would email me. Not heard anything yet

slinger2

oz0707 said:

Just opening moneybox isa now. The process seems a bit too slick, I don't feel like enough details were taken when setting up the original registration. Now it wants a direct debit with my current account. Is this all normal?

The website looks similar to the new cynergy one, are they linked companies?

Thanks

I think the direct debit thing is standard for them. I've got one, never been used.

2010

Shawbrook 1yr fix ISA up 4.31% from 4.01%.

Thought the BoE are expected to cut rates.

samtaylor99

2010 said:

Shawbrook 1yr fix ISA up 4.31% from 4.01%.

Thought the BoE are expected to cut rates.

Indeed, My Shawbrook ISA is maturing in a few weeks. I did a transfer request to Paragon yesterday. Have cancelled the transfer today and gone with Shawbrook for another year.  Might be a good move by Shawbrook to catch some easy access ISA account holders when the rates drop on Thursday?