Cash ISAs: The Best Currently Available List

VNX

MisterMotivated said:

VNX said:

in the grand scheme of things I guess it doesn’t matter a huge amount if it takes five or fifteen days really interest wise, I guess because my chip is 5.9 for only three months I’d have ideally liked it to be faster but I worked out the difference in interest between it taking five or fifteen days is £8 a nice to have but for the ten weeks I’ll have my £21k in chip will earn me £60ish more than leaving it in Zopa so worth it.
 

Still no money appearing in Chip for me, and at around £7.50 per day in interest, it's more and more disappointing each day it doesn't show in the account (couldn't see on their site if the interest would be backdated).

It’s a week now that my money is in limbo / disappeared 

contracted chip who have told me to contact Zopa who I currently on the phone to. 

10_66

VNX said:

It’s a week now that my money is in limbo / disappeared 

contracted chip who have told me to contact Zopa who I currently on the phone to. 

Good luck with Zopa, I was on a call with them for almost 2 hours yesterday, being passed from one person to another and I was no wiser at the end of the call.  They are absolutely hopeless.

VNX

10_66 said:

VNX said:

It’s a week now that my money is in limbo / disappeared 

contracted chip who have told me to contact Zopa who I currently on the phone to. 

Good luck with Zopa, I was on a call with them for almost 2 hours yesterday, being passed from one person to another and I was no wiser at the end of the call.  They are absolutely hopeless.

I go through straight away to someone who then put me through to one of the ISA team after about ten minutes, she was very helpful and told me the date and exact time Zopa had sent the transfer history form to CHIP.

i then spoke to chip online chat and the lady there said all should be ok tomorrow (let’s see what tomorrow brings)

MisterMotivated

My transfer from Zopa finally appeared in Chip this afternoon along with emails from each provider.  I've now initiated the next transfer from Virgin Money.  Hopefully the frenzy of activity in the new tax year will have faded a little and this one moves a bit more quickly.

northernstar007

good luck moving from vm, day 7 still no word

pecunianonolet

northernstar007 said:

good luck moving from vm, day 7 still no word

Moved several ISA's in and out of VM to and from various other providers and VM always has been top class. Usually the issues were with other providers

londoner62

Last Friday I opened a cash isa with Vida (4.63%) and transferred my Principality at the same time, email today from Principality saying sorry to see you go; my account is now empty and expect it to be in Vida 2moro. No complaints from me at all.

masonic

pecunianonolet said:

northernstar007 said:

good luck moving from vm, day 7 still no word

Moved several ISA's in and out of VM to and from various other providers and VM always has been top class. Usually the issues were with other providers

The issue with VM is that different parts of the hydra refuse to acknowledge that other parts exist, so transfer requests do not get redirected to the correct part of the business. It is still using Clydesdale and Yorkshire Bank's HMRC authorisations to offer ISAs. The only registered "Virgin Money" ISA manager is for S&S ISAs, which I don't think it even offers any more.

Nevertheless, some people will get lucky.

A complete mess that needs to be put out of its misery.

VNX

MisterMotivated said:

My transfer from Zopa finally appeared in Chip this afternoon along with emails from each provider.  I've now initiated the next transfer from Virgin Money.  Hopefully the frenzy of activity in the new tax year will have faded a little and this one moves a bit more quickly.

My money still not in chip. Slow transfers especially this time of year I can tolerate but my money in limbo for a week and chip earning interest on my money, I don’t like. 

csw5780

masonic said:

pecunianonolet said:

northernstar007 said:

good luck moving from vm, day 7 still no word

Moved several ISA's in and out of VM to and from various other providers and VM always has been top class. Usually the issues were with other providers

The issue with VM is that different parts of the hydra refuse to acknowledge that other parts exist, so transfer requests do not get redirected to the correct part of the business. It is still using Clydesdale and Yorkshire Bank's HMRC authorisations to offer ISAs. The only registered "Virgin Money" ISA manager is for S&S ISAs, which I don't think it even offers any more.

Nevertheless, some people will get lucky.

A complete mess that needs to be put out of its misery.

Hopefully Nationwide will sort all this out!