Cash ISAs: The Best Currently Available List

Bridlington1

Aidanmc said:

nomorekids said:

Bridlington1 said:

Melton BS has launched a Regular Saver ISA at 5% variable.
Branch/post only
Account can be opened with £1
£1650 max monthly deposit, except in final month in which you can top up the account to £20k
Closure/transfers out subject to 90 days interest penalty

has anyone got an application form link?

Just click 'Apply Now'  button at bottom of this page, accept the terms and a form will be downloaded

https://www.themelton.co.uk/tax_free_savings/regular-saver-isa/

Or phone them and they'll send an application pack with prepaid envelope (saves paying for postage). Same goes for Saffron among others.

gwapenut

Does anyone know the funding window for Lloyds or Shawbrook, or are they truly indefinite so far?

steveksullivan

Dont know about LLoyds  but Shawbrook have confirmed that (at the moment) they will accept funding throughout the term of the account .....

kuepper

flobbalobbalob said:

So I've got my "your fixed ISA is maturing soon" email from Virgin. Here are the choices .



As I want an easy access cash ISA, and they don't have one at the moment (apart one for current account holders only), bless them they are doing me a favour by allowing me to take advantage of one that is not available @ 0.10 % AER. While I am flattered to be so special I do want to transfer. My question is do I have to wait for the maturity date to transfer, and hence loose money, or is there some rule/law that allows me to transfer now.

How come they don't mention this? I notice it's not on the list on p.1 either

northAthenian

@gwapenut
hi, i opened the lloyds 2yr isa the other day - the blurb/t&cs i read while accepting said the £3k- their minimum - to be paid in within 60 days.

Kim_13

Received my Saffron Regular Saver ISA details in the post today, sent first class on Monday.

There's a passbook once again and a three digit reference that didn't seem to refer to anything obvious - I wonder if they have a target number as they have said that the account can be pulled before 24th April, and are literally counting them out.

refluxer

kuepper said:

How come they don't mention this? I notice it's not on the list on p.1 either

The rates for certain types of ISA account have changed a lot in the last few weeks, so it's likely that the list on page 1 of this thread has gotten out of date.

I think that particular account might be very new and may have only been launched as recently as yesterday or today, which would explain why it wasn't mentioned in the maturity options quoted above. It was paying 5.06% prior to this and was withdrawn at some point before being relaunched at this new rate. 

flobbalobbalob

refluxer said:

kuepper said:

How come they don't mention this? I notice it's not on the list on p.1 either

The rates for certain types of ISA account have changed a lot in the last few weeks, so it's likely that the list on page 1 of this thread has gotten out of date.

I think that particular account might be very new and may have only been launched as recently as yesterday or today, which would explain why it wasn't mentioned in the maturity options quoted above. It was paying 5.06% prior to this and was withdrawn at some point before being relaunched at this new rate. 

The options still do not include this one.

refluxer

flobbalobbalob said:

refluxer said:

kuepper said:

How come they don't mention this? I notice it's not on the list on p.1 either

The rates for certain types of ISA account have changed a lot in the last few weeks, so it's likely that the list on page 1 of this thread has gotten out of date.

I think that particular account might be very new and may have only been launched as recently as yesterday or today, which would explain why it wasn't mentioned in the maturity options quoted above. It was paying 5.06% prior to this and was withdrawn at some point before being relaunched at this new rate. 

The options still do not include this one.

I guess it's possible that the maturity options are set at the time they're provided and their IT systems can't cope with any rate changes or new accounts becoming available after that.

That's not to say that you can't apply for the account if you want it though, presumably. It may just not be possible to do it via their usual maturity instruction submission procedure and might require a phone call or temporary relocation to the other easy access ISA account that was offered. 

pokemaster

West Brom BS WeBSave 60 Day Notice ISA (issue 2) - 5.10%

Tried to open this account but on registration (Im new to West Brom) says I'm only allowed to pay into one Cash ISA a year and because I said I already have they want me to transfer my other one over. Are they just a bit behind in updating their website?