Cash ISAs: The Best Currently Available List

pookey

Thumbs_Up said:

Amazing how the ISA fixed savings rates have kick on. I took out a 2 year fix with Shawbrook at 4.20%. Lol, how I got this wrong. Anyone thinking of forfeiting a penalty to transfer your money elsewhere?

 

I didn't fix but what's your penalty and how much can you profit from getting penalised? 

It might be worthwhile to hold out a little longer as the rates look like they are still increasing at the moment

jase.2

Thumbs_Up said:

Amazing how the ISA fixed savings rates have kick on. I took out a 2 year fix with Shawbrook at 4.20%. Lol, how I got this wrong. Anyone thinking of forfeiting a penalty to transfer your money elsewhere?

 

Isn’t it just. I transferred to 3 year virgin at 4.41% last week which is now 4.62%. They say I can move to that as still in the cooling off period but I’m now thinking of moving it back to easy access as the rates keep rising and going my the media you would have to assume they will keep rising 

Thumbs_Up

pookey said:

Thumbs_Up said:

Amazing how the ISA fixed savings rates have kick on. I took out a 2 year fix with Shawbrook at 4.20%. Lol, how I got this wrong. Anyone thinking of forfeiting a penalty to transfer your money elsewhere?

 

I didn't fix but what's your penalty and how much can you profit from getting penalised? 

It might be worthwhile to hold out a little longer as the rates look like they are still increasing at the moment

£208 will be the hit.

pookey

Thumbs_Up said:

pookey said:

Thumbs_Up said:

Amazing how the ISA fixed savings rates have kick on. I took out a 2 year fix with Shawbrook at 4.20%. Lol, how I got this wrong. Anyone thinking of forfeiting a penalty to transfer your money elsewhere?

 

I didn't fix but what's your penalty and how much can you profit from getting penalised? 

It might be worthwhile to hold out a little longer as the rates look like they are still increasing at the moment

£208 will be the hit.

And how much will you gain from the rate increase? 

ashteadgirl

Kazza242 said:

ashteadgirl said:

YBS Loyalty Member Variable ISA both varieties have been withdrawn from sale.

Wonder whether they are likely to bring out new issues????

Yorkshire Building Society usually launches their loyalty variable rate ISAs in March each year (in time for 'ISA season').  

Thought they have withdrawn them quite quickly so was hoping for new issues to appear but perhaps they are always shortlived issues. Unfortunately i can not remember how long previous issue was around. Can anyone remember??

ForumUser7

ashteadgirl said:

Kazza242 said:

ashteadgirl said:

YBS Loyalty Member Variable ISA both varieties have been withdrawn from sale.

Wonder whether they are likely to bring out new issues????

Yorkshire Building Society usually launches their loyalty variable rate ISAs in March each year (in time for 'ISA season').  

Thought they have withdrawn them quite quickly so was hoping for new issues to appear but perhaps they are always shortlived issues. Unfortunately i can not remember how long previous issue was around. Can anyone remember??

The recent issues were available for over 2 months - articles suggest launched 08/03/2023 https://www.thisismoney.co.uk/money/saving/article-11835641/Yorkshire-BS-launches-4-savings-deal-members.html.

I think the Loyalty RS was available for longer, but 2 months is quite a long time in the current market

Thumbs_Up

pookey said:

And how much will you gain from the rate increase? 

I see where you are going, £1,758.

pookey

Thumbs_Up said:

pookey said:

And how much will you gain from the rate increase? 

I see where you are going, £1,758.

It's definitely worth to transfer it as you'll make an extra £1550 so definitely worth it in my opinion 

bristolleedsfan

United Trust Bank  - 4 year  4.35%  -  5 year 4.30% - 7 year  4.35%

t1redmonkey

4.5% on 2 year from Kent Reliance, not top rate but interesting due to their flexibility in being able to fund it throughout the fixed term.