Cash ISAs: The Best Currently Available List

JGal

valba_2 said:

Has anyone else had trouble trying to transfer an old Paragon Triple Access ISA to the new one?  I am still getting 3.2% and tried to open issue 13 and transfer to this. I have tried 3 times now and sent secure messages to Paragon to tell them I get the message that I do not have an account to transfer from.  The last reply said they were involving their  IT team and that I had to try again.  I did and I am still getting the same message that I do not have an account to transfer from,  It is so frustrating.  

What's the correct process for transferring from an existing Paragon TAISA to a new issue with funds remaining in the ISA wrapper? Just put the outstanding balance in and click transfer or fill out the transfer form or other? If the former does outstanding interest automatically get moved too? I've been waiting a week for a message to them to be answered on this. TIA

t1redmonkey

Opened a Shawbrook fixed term ISA today due to their flexible funding arrangements.  Queried how soon I need to deposit the initial £1k, and apparently there's no cutoff date even for the initial deposit!  So I could wait a few months if I wanted to before putting any money at all in it and still get the same rate.

isasmurf

JGal said:

valba_2 said:

Has anyone else had trouble trying to transfer an old Paragon Triple Access ISA to the new one?  I am still getting 3.2% and tried to open issue 13 and transfer to this. I have tried 3 times now and sent secure messages to Paragon to tell them I get the message that I do not have an account to transfer from.  The last reply said they were involving their  IT team and that I had to try again.  I did and I am still getting the same message that I do not have an account to transfer from,  It is so frustrating.  

What's the correct process for transferring from an existing Paragon TAISA to a new issue with funds remaining in the ISA wrapper? Just put the outstanding balance in and click transfer or fill out the transfer form or other? If the former does outstanding interest automatically get moved too? I've been waiting a week for a message to them to be answered on this. TIA

Paragon treat all your ISA money with them to be held in the same ISA wrapper regardless of the ISA account it is held in and as such you can move your money between their ISA accounts freely using move money menu option in the existing account without affecting your allowance. If you move everything in the account it will treat the request as a closure (warning you several times the account will be closed) and add interest before moving the entire balance.

Ocelot

steveksullivan said:

Ocelot said:

That's several people now who have used to American meaning of 'moot', when in Britain it means 'debatable'.

I wondered as I wrote it ..... the reason why I put it in quotes!!

Thanks ......

Sorry, didn't notice the quotes.

TiVo_Lad

Cynergy Bank Online ISA (Issue 37) 3.62%

https://www.cynergybank.co.uk/personal/online-isa/online-isa/

For those with earlier issues, login to Online Banking, Fast Track Apply for the new issue then perform an "Internal Transfer and Close"

Kazza242

Cynergy Bank have launched issue 37 of their Online Cash ISA today, paying 3.62%.  

Kazza242

There have been some other new Cash ISA launches today:

Fixed rate ISAs:

Natwest:
1 Year: 4.40%
2 Year: 4.50%

RBS:
1 Year: 4.40%
2 Year: 4.50%

Tesco Bank:
1 Year: 4.30%


Easy Access ISAs:

Gatehouse:
Easy Access Cash ISA rate increased to 3.55%

Tesco Bank:
Instant Access Cash ISA increased to 3.40%

bristolleedsfan

Principality BS 5 Year Fixed Rate Cash ISA   4.15%

refluxer

Just noticed that Nationwide have a 2-year fixed rate ISA @ 4.75% but it's only for Nationwide customers with a maturing fixed rate ISA or a Fixed Term ISA Maturity account.

https://www.nationwide.co.uk/savings/fixed-rate-isa-maturity/

t1redmonkey

4.55% 3 year and 4.51% 2 year ISAs available from Virgin Money.