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Cash ISAs: The Best Currently Available List
Comments
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UBL 2 Year FRISA -> 4.55% according to moneyfactsIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.3 -
All those who fixed over a year ago and longer on poor rates and had to sit and watch as rates kept rising are now getting "near the top" rates.
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I opened an ISA account with Charter at the beginning of this tax year but never funded it.
It should have been funded within 30 days of opening but it`s still there when I login waiting to be funded.
Obviously the rate as gone up and now pays 4,41% for a 1year fix.
Charter doesn`t have issue numbers for their fix accounts.
If I fund it now I assume the latest rate will be applied and not the rate when I first opened it.0 -
I wouldn't have thought so. The most likely thing is that they will return the money and say your too late. If they didn't you would get the interest rate of a different product.2010 said:
If I fund it now I assume the latest rate will be applied and not the rate when I first opened it.
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Leeds BS 5 Year Fixed Rate Cash ISA (Issue 146) 4.25%2
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It doesn`t name the product by an issue number,it`s just called a one year fixed rate cash ISA.25_Years_On said:
I wouldn't have thought so. The most likely thing is that they will return the money and say your too late. If they didn't you would get the interest rate of a different product.2010 said:
If I fund it now I assume the latest rate will be applied and not the rate when I first opened it.
The original 30 day window to fund is up so why is it still showing to be funded.0 -
Are you able to open a new fixed rate ISA (If not I suggest you ask them to close account you opened)2010 said:
It doesn`t name the product by an issue number,it`s just called a one year fixed rate cash ISA.25_Years_On said:
I wouldn't have thought so. The most likely thing is that they will return the money and say your too late. If they didn't you would get the interest rate of a different product.2010 said:
If I fund it now I assume the latest rate will be applied and not the rate when I first opened it.
The original 30 day window to fund is up so why is it still showing to be funded.
Mentioned twice which to me makes the point ultra clear- once you have applied for the account we must receive your deposit/transfer within 30 days
- you cannot make regular deposits into a Fixed Rate Cash ISA. Once you have applied for the account we must receive your deposit/transfer within 30 days
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Principality BS Online EAISA -> 3.57% incl 12 month 0.40% bonusIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
Even though you haven't funded it Charter may have registered it with HMRC. If so it may count as your only new ISA for the year and your stuck with it. Probably best to discuss it with them.2010 said:I opened an ISA account with Charter at the beginning of this tax year but never funded it.
It should have been funded within 30 days of opening but it`s still there when I login waiting to be funded.
Obviously the rate as gone up and now pays 4,41% for a 1year fix.
Charter doesn`t have issue numbers for their fix accounts.
If I fund it now I assume the latest rate will be applied and not the rate when I first opened it.0 -
flobbalobbalob said:
Even though you haven't funded it Charter may have registered it with HMRC. If so it may count as your only new ISA for the year and your stuck with it. Probably best to discuss it with them.2010 said:I opened an ISA account with Charter at the beginning of this tax year but never funded it.
It should have been funded within 30 days of opening but it`s still there when I login waiting to be funded.
Obviously the rate as gone up and now pays 4,41% for a 1year fix.
Charter doesn`t have issue numbers for their fix accounts.
If I fund it now I assume the latest rate will be applied and not the rate when I first opened it.
That's not correct. You can open as many ISA accounts as you want in any one year, however you can only fund one with new money.
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