Cash ISAs: The Best Currently Available List

kaMelo

flobbalobbalob said:

2010 said:

I opened an ISA account with Charter at the beginning of this tax year but never funded it.
It should have been funded within 30 days of opening but it`s still there when I login waiting to be funded.
Obviously the rate as gone up and now pays 4,41% for a 1year fix.
Charter doesn`t have issue numbers for their fix accounts.
If I fund it now I assume the latest rate will be applied and not the rate when I first opened it. 

Even though you haven't funded it Charter may have registered it with HMRC. If so it may count as your only new ISA for the year and your stuck with it. Probably best to discuss it with them.

That's not correct. You can open as many ISA accounts as you want in any one year, however you can only fund one with new money.

2010

Contacted Charter, the ISA that still shows is obsolete because of the 30 day limit and I can just open a new one at whatever the current rate is.
The reason it`s still open is because sometimes transfers are delayed and they allow a bit extra time for them.

Other thing, got through to Charter adviser immediately after the usual options list.

bristolleedsfan

YBS Loyalty Member Variable ISA both varieties have been withdrawn from sale.

pookey

bristolleedsfan said:

YBS Loyalty Member Variable ISA both varieties have been withdrawn from sale.

I'm so glad I managed to get both versions before it was withdrawn 😊

ashteadgirl

YBS Loyalty Member Variable ISA both varieties have been withdrawn from sale.

Wonder whether they are likely to bring out new issues????

Kazza242

ashteadgirl said:

YBS Loyalty Member Variable ISA both varieties have been withdrawn from sale.

Wonder whether they are likely to bring out new issues????

Yorkshire Building Society usually launches their loyalty variable rate ISAs in March each year (in time for 'ISA season').  

t1redmonkey

Close Brothers 4.65% 2 year, 4.6% 3 year.

bristolleedsfan

Close Brothers 4.30% 5 year

RG2015

Just in case anyone missed it, Virgin Money is increasing the rate on its easy access exclusive ISA from 3% to 3.75% on 1st June.

@Kazza242 has already added this on page 1 with a link.

Breaking news! We’re boosting our M Plus Saver rate to 3.03% AER3 (variable) and Easy Access Cash ISA Exclusive to 3.75% AER/tax-free (variable) from 1 June 2023. For new and existing current account customers (exclusions and terms apply).


https://uk.virginmoney.com/current-accounts/pca/

Thumbs_Up

Amazing how the ISA fixed savings rates have kick on. I took out a 2 year fix with Shawbrook at 4.20%. Lol, how I got this wrong. Anyone thinking of forfeiting a penalty to transfer your money elsewhere?