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Cash ISAs: The Best Currently Available List
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United Trust Bank 4 Year - 4.61%0
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Charter 1yr fix ISA 4.6% min £5k.0
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Principality Easy access ISA now 3.75%. Noteworthy that the two best buy easy access ISAs now (Principality and VM) are both Flexible ISAs.3
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Can anyone recommend a Cash ISA that pays monthly interest that will beat Shawbrook at 3.49%? they seem to have slowed up raising rates and I want to transfer out...0
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Why do you want monthly interest and is that paid into the account or paid away ?jaceyboy said:Can anyone recommend a Cash ISA that pays monthly interest that will beat Shawbrook at 3.49%? they seem to have slowed up raising rates and I want to transfer out...
The best Easy Access Cash ISAs (without withdrawal restrictions) are Virgin (if you're already a member), Gatehouse*, Leeds and the Principality @ 3.75% but they all pay interest annually or on maturity.
The current best Easy Access Cash ISA which pays monthly interest looks to be Charter @ 3.65% AER which, at 3.59% gross monthly, is obviously only slightly higher than you're getting now. (£20 PA difference on a £20k ISA). It has a £5k minimum balance and isn't flexible.
* Edit - looks like Gatehouse do actually have a monthly interest easy access option @ 3.75% AER.1 -
Charter EA ISA issue 36 3.65%/3.59%jaceyboy said:Can anyone recommend a Cash ISA that pays monthly interest that will beat Shawbrook at 3.49%? they seem to have slowed up raising rates and I want to transfer out...
https://www.chartersavingsbank.co.uk/Products/ISAs
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No particular reason just prefer to see interest monthly rather than yearly, i see Gatehouse is offering 3.75% per month, not sure if its flexible or not, has anyone got money with them as they are Sharia law?refluxer said:
Why do you want monthly interest and is that paid into the account or paid away ?jaceyboy said:Can anyone recommend a Cash ISA that pays monthly interest that will beat Shawbrook at 3.49%? they seem to have slowed up raising rates and I want to transfer out...
The best Easy Access Cash ISAs (without withdrawal restrictions) are Virgin (if you're already a member), Gatehouse, Leeds and the Principality @ 3.75% but they all pay interest annually or on maturity.
The current best Easy Access Cash ISA which pays monthly interest looks to be Charter @ 3.65% AER which, at 3.59% gross monthly, is obviously only slightly higher than you're getting now. (£20 PA difference on a £20k ISA). It has a £5k minimum balance and isn't flexible.0 -
Ah, my mistake - I didn't see the 'other options' drop-down box on moneyfacts which opens up the monthly option for Gatehouse. I don't personally have any sharia accounts, but many here do and without issues.jaceyboy said:
No particular reason just prefer to see interest monthly rather than yearly, i see Gatehouse is offering 3.75% per month, not sure if its flexible or not, has anyone got money with them as they are Sharia law?refluxer said:
Why do you want monthly interest and is that paid into the account or paid away ?jaceyboy said:Can anyone recommend a Cash ISA that pays monthly interest that will beat Shawbrook at 3.49%? they seem to have slowed up raising rates and I want to transfer out...
The best Easy Access Cash ISAs (without withdrawal restrictions) are Virgin (if you're already a member), Gatehouse, Leeds and the Principality @ 3.75% but they all pay interest annually or on maturity.
The current best Easy Access Cash ISA which pays monthly interest looks to be Charter @ 3.65% AER which, at 3.59% gross monthly, is obviously only slightly higher than you're getting now. (£20 PA difference on a £20k ISA). It has a £5k minimum balance and isn't flexible.1 -
Gone for it, transferred out, might go for one of their Easy Access savings too as they are 3.90% nowrefluxer said:
Ah, my mistake - I didn't see the 'other options' drop-down box on moneyfacts which opens up the monthly option for Gatehouse. I don't personally have any sharia accounts, but many here do and without issues.jaceyboy said:
No particular reason just prefer to see interest monthly rather than yearly, i see Gatehouse is offering 3.75% per month, not sure if its flexible or not, has anyone got money with them as they are Sharia law?refluxer said:
Why do you want monthly interest and is that paid into the account or paid away ?jaceyboy said:Can anyone recommend a Cash ISA that pays monthly interest that will beat Shawbrook at 3.49%? they seem to have slowed up raising rates and I want to transfer out...
The best Easy Access Cash ISAs (without withdrawal restrictions) are Virgin (if you're already a member), Gatehouse, Leeds and the Principality @ 3.75% but they all pay interest annually or on maturity.
The current best Easy Access Cash ISA which pays monthly interest looks to be Charter @ 3.65% AER which, at 3.59% gross monthly, is obviously only slightly higher than you're getting now. (£20 PA difference on a £20k ISA). It has a £5k minimum balance and isn't flexible.0 -
Have had a number of Sharia based accounts with no problems at all in relation to that. Have had issues with Al Rayan but nothing to do with it being Sharia. Have a lot of time for Gatehouse Bank who I have always found to be superb and would highly recommend them1
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