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Cash ISAs: The Best Currently Available List

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  • JGB1955
    JGB1955 Posts: 3,856 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    My husband has been offered 4.75% on a re-fix on his one year Virgin ISA....
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • JGB1955 said:
    My husband has been offered 4.75% on a re-fix on his one year Virgin ISA....
    Is that a common thing at the end of a fix?
  • JGB1955
    JGB1955 Posts: 3,856 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    JGB1955 said:
    My husband has been offered 4.75% on a re-fix on his one year Virgin ISA....
    Is that a common thing at the end of a fix?
    Maybe not 'common' but 'not unusual'. IIRC I've had 'loyalty' rates from Nationwide, Oak North and Charter Bank in the past.
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • alternate
    alternate Posts: 715 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    0.02% extra is about how much they think customer loyalty is worth :D
  • intalex
    intalex Posts: 985 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 19 June 2023 at 1:44PM
    United Trust Bank Cash ISA 7 Year Bond @ 4.95%...not bad for some...
  • bristolleedsfan
    bristolleedsfan Posts: 12,646 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    United Trust Bank 2 year 4.75% - 3 year 4.80% -  4 year 4.85% -  5 year 4.95%
  • kitkat68
    kitkat68 Posts: 36 Forumite
    Seventh Anniversary 10 Posts Name Dropper Combo Breaker
    refluxer said:
    OakNorth are now top of the table for a 1 and 2 year fixed rate (4.72% and 4.76% respectively) and not far behind the best 3 year fix (4.73%).
    I’ve just opened the 1 year, I had just funded their previous one at 4.54% so have requested to cancel it and I’ll find the 4.72% one instead…

    Won’t say it was the easiest process but I’m just waiting for the funds to be returned to nominated account.
  • bristolleedsfan
    bristolleedsfan Posts: 12,646 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    4.85% appears to be incoming for both 2 and 3 year fixes according to https://moneyfactscompare.co.uk/isa/
    RBS/NATWEST 4.85%  2 and 3 year fixes 
  • ForumUser7
    ForumUser7 Posts: 2,466 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Anyone remember how you get them to transfer a funded fixed issue to the higher rate for the same term within the 14 days please?
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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