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Cash ISAs: The Best Currently Available List
Comments
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I really don't know which ISA to go for. I have £3000 to invest which i don't imagine i will be needing to cash in for at least 3 years.
I have bank accounts with Halifax, Natwest and LLoyds, so i wonder if it'd be best to get an ISA with one of those providers? Yearly interest would be fine as i understand they offer a better interest rate than monthly?
I would appreciate any advice as I am truly hopeless when it comes to money.
x0 -
I am thinink of the Yorkshire bank e-ISA...0
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Looks like the Halifax fixed rates have dropped slightly today.
1 Year 6.05%
2 Years 6.20%
3 Years 6.20%
4 Years 6.20%All my views are my monkey's views. I give advice on behalf of my pet monkey and do I give banana related advice. All my posts are my monkey's opinion and no-one else's.0 -
I am thinink of the Yorkshire bank e-ISA...
Do you mean the Yorkshire Building Society e-ISA? If so, this is a good option paying 6.05% interest. If you don't mind operating your ISA by post, also consider the Kent Reliance Direct ISA, paying 6.21%. In your post above, you said that you could tie up your money for up to 3 years, so perhaps a fixed rate ISA could also be a good option.
Of the three banks you've mentioned, Halifax's fixed rate offerings are worth a look.
Check out the first post in this thread as well as the links for more ideas.Please call me 'Kazza'.0 -
The first post in this thread has been updated to include the new e-ISA from NatWest Bank, paying 6.00% AER. It doesn't accept transfers in. It offers a very competitive rate, especially if you're already a NatWest customer.Please call me 'Kazza'.0
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I notice that HSBC and First Direct haven't been mentioned.
Does anyone know their ISA rates and how they compare
to others on here?
Dee0 -
Try here:
http://www.moneyfacts.co.uk/savings/default.aspx
It will give you all the rates, but if you want HSBC and FD only, it is a simple matter to look up their web sites.0 -
I notice that HSBC and First Direct haven't been mentioned.
Does anyone know their ISA rates and how they compare
to others on here?
Dee
HSBC is at 5.55% AER (poor)
FD is at 5.25% AER (even poorer)
There are much better mini cash ISA's than both of these.In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:0 -
does anyone know what interest rates in the Abbey postal ISA are? Can't seem to find anything anywhere
Cheers0 -
it's ok, I've just found it here http://www.abbeynational.co.uk/csgs/Satellite?cid=1110965066360&pagename=Abbey%2FGSAgrupAsset%2FGS_ProductosRetiradosdoes anyone know what interest rates in the Abbey postal ISA are? Can't seem to find anything anywhere
Cheers
think I'll be moving it0
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