Cash ISAs: The Best Currently Available List

mitten_2

I really don't know which ISA to go for. I have £3000 to invest which i don't imagine i will be needing to cash in for at least 3 years.
I have bank accounts with Halifax, Natwest and LLoyds, so i wonder if it'd be best to get an ISA with one of those providers? Yearly interest would be fine as i understand they offer a better interest rate than monthly?

I would appreciate any advice as I am truly hopeless when it comes to money.
x

mitten_2

I am thinink of the Yorkshire bank e-ISA...

afro_2

Looks like the Halifax fixed rates have dropped slightly today.
1 Year 6.05%
2 Years 6.20%
3 Years 6.20%
4 Years 6.20%

Kazza242

mitten wrote: »

I am thinink of the Yorkshire bank e-ISA...

Do you mean the Yorkshire Building Society e-ISA? If so, this is a good option paying 6.05% interest. If you don't mind operating your ISA by post, also consider the Kent Reliance Direct ISA, paying 6.21%. In your post above, you said that you could tie up your money for up to 3 years, so perhaps a fixed rate ISA could also be a good option.

Of the three banks you've mentioned, Halifax's fixed rate offerings are worth a look.

Check out the first post in this thread as well as the links for more ideas.

Kazza242

The first post in this thread has been updated to include the new e-ISA from NatWest Bank, paying 6.00% AER. It doesn't accept transfers in. It offers a very competitive rate, especially if you're already a NatWest customer.

DemiDee

I notice that HSBC and First Direct haven't been mentioned.
Does anyone know their ISA rates and how they compare
to others on here?

Dee

RayWolfe

Try here:
http://www.moneyfacts.co.uk/savings/default.aspx
It will give you all the rates, but if you want HSBC and FD only, it is a simple matter to look up their web sites.

Jonbvn

DemiDee wrote: »

I notice that HSBC and First Direct haven't been mentioned.
Does anyone know their ISA rates and how they compare
to others on here?

Dee

HSBC is at 5.55% AER (poor)
FD is at 5.25% AER (even poorer)

There are much better mini cash ISA's than both of these.

soulandy

does anyone know what interest rates in the Abbey postal ISA are? Can't seem to find anything anywhere
Cheers

soulandy

soulandy wrote: »

does anyone know what interest rates in the Abbey postal ISA are? Can't seem to find anything anywhere
Cheers

it's ok, I've just found it here http://www.abbeynational.co.uk/csgs/Satellite?cid=1110965066360&pagename=Abbey%2FGSAgrupAsset%2FGS_ProductosRetirados
think I'll be moving it