Cash ISAs: The Best Currently Available List

isasmurf

If you read the note at the the top of every page it explains why older posts are missing due to technical problems.

Anyway, there is now a new

Top Cash ISAs Discussion Area

Kazza242

diamond_dave wrote: »

What's happened to Kazzas Best Cash Isa list? I've been using this for months and now its disappeared. You did great work for us,Kazza, and it seems that mse has axed you!! Bring back this very useful thread - and thanks for everthing Kazza.

DD - unfortunately like a lot of other threads the first post has been deleted. I am planning to upload a backed-up version of my first post.

Watch this space...

EDIT: OK, I've just posted a backup of the original first post from this thread, please see my post below:

Kazza242

Please see the first post of this thread for the up-to-date Mini Cash ISAs: The Best Currently Available List.

Froglet

Thankyou so much for going to all this trouble again to help us all.Your list is so useful,i have now signed up to 2 new fixed rate ISAs ready for when the interest rate starts dropping.

Special_Saver2

Anybody interested in a really long fixed rate cash ISA? Halifax are offering 6.50% on a 4 year fix which allows transfers in, minimum £3,000.

See here.

The other rates are not quite so impressive but are as follows:
1 Year £10,000+
[FONT=Arial, Helvetica]6.25% (as already noted by Kazza in the thread above)[/FONT]

1 Year £3,000 - £9,999
[FONT=Arial, Helvetica]6.10%[/FONT]

2 Years £3,000
6.25%

3 Years £3,000
6.20%

4 Years £3,000
6.50%

I'm not sure if I want to tie up my money for 4 years but that is a pretty good interest rate so I thought I would post something here in case somebody else finds it useful.

Special_Saver2

I feel I should also say thanks to Kazza - this is a great thread and I am glad you were able to restore the important first post. Thanks again!

dlevene

I am very much liking the look of the Saffron ISA. Good rate, and a BOE guarantee (exactly what I've been looking for in anticipation of the interest rate drops that are predicted without the inflexibility of a fixed rate).

Come the end of the Barclays bonus, and a new tax year...

Kazza242

OK, earlier on I updated the NS&I Direct ISA rate which was reduced from 6.30% to 6.05% on 6/12/2007. This is following the Bank of England's decision to reduce UK interest rates from 5.75% to 5.50% (w.e.f. 6th Dec 2007).

googlewak

Hi, newbie questions about to come i'm guessing.
I want to open up an isa but with the hundereds of deals available i'm unsure which to for
Currently i have £3000 in a garenteed tracker savings account with lloyds tsb, have never had an isa before. The mini cash isa that they are offering has a rate of 5.35, which compared to the others i've seen is quite low, but i think it might be easier if all my money is with the same bank

Kazza242

googlewak wrote: »

Hi, newbie questions about to come i'm guessing.
I want to open up an isa but with the hundereds of deals available i'm unsure which to for
Currently i have £3000 in a garenteed tracker savings account with lloyds tsb, have never had an isa before. The mini cash isa that they are offering has a rate of 5.35, which compared to the others i've seen is quite low, but i think it might be easier if all my money is with the same bank

Hi, welcome to MSE.

Check out the first post in this thread, here for other mini cash ISA options.

As many ISAs will allow you to operate them online you don't really need to keep all of your savings with one bank. Nowadays, it's more straightforward for people who have internet access, to manage multiple accounts from different financial institutions. So don't be put off of going for a better option, as the idea of moneysaving is to maximise your interest.

The NS&I and Egg cash ISAs are worth a look as well as the Yorkshire BS and Principality BS e-ISAs, which are all currently paying 6.05%.