We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Top Cash ISAs Discussion Area

Options
Former_MSE_Dan
Former_MSE_Dan Posts: 1,593 Forumite
1,000 Posts Combo Breaker
edited 14 June 2010 at 4:41PM in ISAs & tax-free savings

This thread is specifically to discuss the the

Top Mini Cash ISAs article

Which includes the new free ISA Savings Calculator tool.


To discuss or ask a question about this article: click reply

Former MSE team member
«134567266

Comments

  • Well, you should definitely check out Kazza's thread here. Between that thread and Martin's article on the main site (both of which are regularly updated), they should provide you with all the info you need.
  • COCO
    COCO Posts: 35 Forumite
    Sorry if this is the wrong area to ask this question, but do i need to change my ISA provider from Barclays Tax Beater to some other provider?
    Mark.:rolleyes:
  • greengrass
    greengrass Posts: 228 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi Guys,
    Can anybody suggest the best fixed isa, I have 1000 to invest and want to leave it there for at least 5-6 years.
  • KTF
    KTF Posts: 4,848 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    greengrass wrote: »
    Hi Guys,
    Can anybody suggest the best fixed isa, I have 1000 to invest and want to leave it there for at least 5-6 years.
    Look here: http://forums.moneysavingexpert.com/showthread.html?t=401374
  • thankyou for that, I have just looked and the leeds sounds the best with their 3 year fixed rate, would you suggest a fixed rate or do you think I am better going for variable?
  • KTF
    KTF Posts: 4,848 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Depends what you think interest rates are going to do. Many feel that they have pretty much peaked now and may go down further in future. In that case you may be better off grabbing a fix now. If you feel that rates may rise again then you might be better off with a variable one.
  • Thank you for that advice, I will keep looking.
  • macvaio
    macvaio Posts: 8 Forumite
    Started a New Thread instead...
  • Hi there,

    I just wanted to clarify something which I could never get my head around. So just to clarify you are allowed to have up to £3000 in a mini cash ISA per year. I currently have the maximum amount with ING Direct which has a high interest rate for 6 months which will bring me into the new financial year.

    My question is; when you transfer your money - you are not closing your account and thus can transfer from bank to bank throughout the year (presuming no fees) without affecting your yearly limit and ensuring you are getting the best return?

    Hope that makes sense!?

    Many thanks,

    Dave
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.