Cash ISAs: The Best Currently Available List

Kazza242

Connie wrote: »

Five-year
United Trust Bank Fixed Rate Cash ISA - 1.95%

which is in Kazza's list, doesn't appear on UT Bank's website. Pulled?

The United Trust Five Year ISA rate is now 1.75%.

I have updated all of the Fixed Rate ISA rates (allowing transfers in) and the Help to Buy ISA rates.

Here is the link to the first post.

adindas

I remember reading somewhere that now we could now put current ISA saving to higher interest saving. As long as we put it back at the same tax year, it will not loose its ISA wrapper status.

Is it true ??

Is there any websites links elaborate about this case ??
Thanks

masonic

adindas wrote: »

I remember reading somewhere that now we could now put current ISA saving to higher interest saving. As long as we put it back at the same tax year, it will not loose its ISA wrapper status.

Is it true ??

Is there any websites links elaborate about this case ??
Thanks

Yes it is true. But a bit off-topic for this thread. Why not google "flexible ISAs" or read the terms and conditions of your cash ISA.

adindas

masonic wrote: »

Yes it is true. But a bit off-topic for this thread. Why not google "flexible ISAs" or read the terms and conditions of your cash ISA.

Thanks does Santander Direct Isa i9 allow ISA flexibility ??

masonic

adindas wrote: »

Thanks does Santander Direct Isa i9 allow ISA flexibility ??

I'm not aware of an instant access ISA that doesn't, but the T&Cs will tell you.

Westie983

adindas wrote: »

Thanks does Santander Direct Isa i9 allow ISA flexibility ??

According to this link from here no Santander ISA's are flexible.

List of Flexible ISAs

Have a look and see which ones does,

MiserlyMartin

Consumerist wrote: »

Only a 1yr fix (Issue 192) available today @ 1.2%

Its pathetic

Stompa

For anybody with a Coventry Building Society Easy Access ISA (Issue 1), which is currently paying 1.25%, it's worth noting that both further deposits and transfers in can still be made.

bubieyehyeh

Looking around for a ISA to transfer into, but several in 1st post have been replaced or withdrawn

NCBS have reduced rates.
http://www.ncbs.co.uk/savings/tax-free/5th_Issue_45_Day_Notice_Cash_ISA.aspx

Nottingham seems to have vanished the variable rate ISAs.

Virgin fixed rate ISA also vanished.

Newcastle BS have reduced rates.

Nationwide have pulled their 5yr fixed isa.

Special_Saver2

I will mention the Ipswich BS Regular ISA (Issue 1) account. It is paying 2% interest. Details below:

• This product is only available to existing members or new applicants in our local postcode areas IP, NR, CO, CM, CB and PE
• Fixed until 5 April 2018
• Additional investments allowed up to the monthly limit
• No transfers-in
• 1 penalty free withdrawal per tax year. Thereafter withdrawals subject to 90 days' notice or 90 days' interest penalty
• Early closure subject to 90 days' notice or 90 days' interest penalty
• Annual interest on 5 April

SS2