Cash ISAs: The Best Currently Available List

DX-SFX

Thanks. I kind of thought so but when you're new to this stuff it's always comforting to have a second opinion. Thanks again.

Crabman

Getting low BUMP!

Note to anyone wondering why - the first post contains a faithfully updated list of the best ISA's currently available.

For full details of ISA's and a link to Moneysupermarket* (which lists all 450+ ISA products available across the market), read Martin's article: The Best Mini-Cash ISA: A tax free savings account

dancingfairy

Has anyone got the fixed rate BMW ISA? Am interested in whether there are any restrictions like you have to buy a BMW or something.

Want to take out an ISA for this year but need to wait and be patient and see how my new fiancial situation settles down - arrghh - patience.

Kazza242

dancingfairy wrote: »

Has anyone got the fixed rate BMW ISA? Am interested in whether there are any restrictions like you have to buy a BMW or something.

Want to take out an ISA for this year but need to wait and be patient and see how my new fiancial situation settles down - arrghh - patience.

You don't have to buy a BMW to be eligible for the BMW fixed rate ISA. Though, like most fixed rate ISAs, there are penalties for making withdrawals before the ISA has matured. Making a withdrawal will result in 45 days loss of interest. Still, if you can leave the money untouched for a year then this ISA is a good choice.

Kazza242

The list has been updated to include the new 1 year fixed rate ISA offering from Cheshire Building Society, paying 6.25%.

Kazza242

The list has again been updated to include new fixed rate ISAs from Norwich & Peterborough BS and West Bromich BS, paying 6.25% and 6.40% respectively.

Old_Slaphead

Seen WB 2yr FR ISA on moneysupermarket however it's not on WB website - anybody see/got a link?

Kazza242

Old_Slaphead wrote: »

Seen WB 2yr FR ISA on moneysupermarket however it's not on WB website - anybody see/got a link?

I spoke to West Brom about it yesterday. It isn't up on their website at the moment. They told me that they can send out an application pack (with details about the account) if you contact them. Their contacts page is here.

life_friend2002

I just opened a BMW ISA and got the certificate today.I think its a damm good investment if u have 3000 spare cash.6.7 % means it will give you 202 pounds just within a year.And No as Kazza said u dont have to buy a BMW :rotfl: for this

Stavros_3

life_friend2002 wrote: »

I just opened a BMW ISA and got the certificate today.I think its a damm good investment if u have 3000 spare cash.6.7 % means it will give you 202 pounds just within a year.And No as Kazza said u dont have to buy a BMW :rotfl: for this

Do BMW accept transfers?