Cash ISAs: The Best Currently Available List

Kazza242

Crabman wrote: »

Hi Kazza

At the moment this thread is at the top of the board and having kept an eye on things for the past couple of weeks, it's always been very high up, so for the moment it wouldn't make any difference whether it's a sticky or not. Having a link to Martin's article and the official discussion thread would be a good idea.

MSE Andrea has mentioned a possible conflict between this thread and Martin's. As you will probably be aware, the thread was unstuck before I was BG here so I'm not really in a position to reverse such a recent decision, especially so, seeing as an explanation has come from one of the official MSE Team.

Martin's article also mentions Moneysupermarket* as the comparison site to use which is updated daily with over 480 ISA products. The added benefit (but not a factor in the decision, see the ethical stance) is that this link helps support the site.

OK, no problem. I've added links in my opening post to Martin's Best Mini Cash ISAs article and The Best Mini Cash ISA Article Discussion Area thread.

QuidProQuo

Getting a bit low on the board :cheesy:

Kazza242

Yorkshire BS had better hurry up with announcing an increase to their e-ISA rate or it will be removed from the opening post. The e-ISA is starting to look rather ordinary when compared to the likes of Kent Reliance's Direct ISA - now paying 6.21% and the other ISAs already above it in terms of rate.

RobLondon1984

Does anyone know the differences between the National Counties Guaranteed ISA (07/08) at 6.26% and the Second Issue ISA at 6.01%?

thanks

Kazza242

RobLondon1984 wrote: »

Does anyone know the differences between the National Counties Guaranteed ISA (07/08) at 6.26% and the Second Issue ISA at 6.01%?

thanks

The difference is that the NC Guaranteed ISA does not accept transfers in until 6th April 2008, therefore it is currently a 'new money' ISA only. The Second Issue ISA paying 6.01% accepts transfers in.

RobLondon1984

Kazza242 wrote: »

The difference is that the NC Guaranteed ISA does not accept transfers in until 6th April 2008, therefore it is currently a 'new money' ISA only. The Second Issue ISA paying 6.01% accepts transfers in.

Thanks for the reply, just found out its on the 1st page of this thread

Counter55

Kazza

Great list - very useful service.

But it looks like perhaps too popular as Tipton per their website are not now accepting transfers in from other providers.

Kazza242

Counter55 wrote: »

Kazza

Great list - very useful service.

But it looks like perhaps too popular as Tipton per their website are not now accepting transfers in from other providers.

Yes, they must've just restricted transfers in sometime this week, as they were accepting them last weekend. I've moved it to the 'new money' ISAs section.

DX-SFX

This question is more a confirmation that I'm reading the information correctly so please forgive an ISA newbie.

I opened a Bradford & Bingley internet eISA Savings (cash ISA) account following the generally good reviews it was getting about a year ago. I noticed that it's dropped off Martin's best cash ISA list and not mentioned on the excellent list at the start of this thread. This is quite understandable as it's listed by B&B as no longer available so that would make sense. What I wanted to check was if I'm correct in assuming the rate they're currently showing of 6.05% is comparable to the AER's being shown for the other providers? While not the top payer it seems near enough to the top to not warrant switching to another provider. Any comments or wisdom gratefully listened to.

Kazza242

DX-SFX,

The B&B eISA rate at 6.05% AER is one of the best mini cash ISAs. It is definitely worth staying with them, as the amount of interest you would lose during a transfer is definitely not worth it.