Cash ISAs: The Best Currently Available List

Kazza242

purplestar133 wrote: »

My dad has opened the Santander Flexible ISA 2 recently. At least, that's what I told him to do! I'm not sure whether he's opened the right account or not.

He's now been given a cash card for the account and the only paperwork is a print out letter saying 'Thanks for opening a cash ISA' with the receipt for the deposit. Is there any way I can tell if he has opened the right ISA or not? Say, by looking at the first few digits of the account number? Did anyone else who has opened the account receive a cash card?

EDIT: I probably should have posted this in the Top Cash ISAs discussion thread instead...so I'm going to do that now!

I have an A&L (now part of the Santander Group) Flexible ISA 2. A&L have a savings rate interest rate checker - which also allows you to identifiy the account you hold. I'm not sure if it will help with a Santander ISA, but it's worth a try.

Failing that, why not ask your dad to give Santander a call and ask them to confirm on the phone (and more importantly in writing) which ISA they have opened for him.

cyclonebri1

cyclonebri1 wrote: »

Letter back from Halifax, funds received from 2 other banks but nothing from Santander yet, they are "chasing it up" to quote the letter:eek:

Money still in Santander accounts, been about 40 days, now starting to agree with their (deliberately) dilatory attitude :mad:

THRIFTY_GIRL

cyclonebri1 wrote: »

Money still in Santander accounts, been about 40 days, now starting to agree with their (deliberately) dilatory attitude :mad:

I'm having similar issues with First Direct!!!!!:mad::mad:

Beginning to think they are all as bad as each other. Time for the regulator to pull his finger out??:o

Froggitt

Hmmmmm - just called Clydesdale and theyve "mislaid" my application. Its no longer on their website but the freefone number is 0800 012 1111. And as its no longer on the website, it doesnt keep you hanging on for an hour!!!

purplestar133

Kazza242 wrote: »

I have an A&L (now part of the Santander Group) Flexible ISA 2. A&L have a savings rate interest rate checker - which also allows you to identifiy the account you hold. I'm not sure if it will help with a Santander ISA, but it's worth a try.

Failing that, why not ask your dad to give Santander a call and ask them to confirm on the phone (and more importantly in writing) which ISA they have opened for him.

Thanks Kazza, I did check Santander's site to see if they had an interest rate checker like A&L, but didn't think to check A&L. I'll have a look.

Don't want to hassle my dad about it too much, he's ill, so I'm surprised he even managed to open the account at all!

chris1

Kazza,
Just thought you might like to know, the M&S Flexi Cash ISA featured in the first post requires 30 days written notice if you want to transfer it out.

So a hybrid - no notice for taking money out but notice required to transfer. This doesn't seem to be mentioned in the main points on the M&S website or the key features, but is buried in the small print of the Ts & Cs.

HTH

10_66

chris1 wrote: »

...the M&S Flexi Cash ISA featured in the first post requires 30 days written notice if you want to transfer it out....

This may refer to the HMRC 30 day transfer out "guideline".

chris1

chris1 wrote: »

Kazza,
Just thought you might like to know, the M&S Flexi Cash ISA featured in the first post requires 30 days written notice if you want to transfer it out.

So a hybrid - no notice for taking money out but notice required to transfer. This doesn't seem to be mentioned in the main points on the M&S website or the key features, but is buried in the small print of the Ts & Cs.

10_66 wrote: »

This may refer to the HMRC 30 day transfer out "guideline".

Unfortunately that's not what it actually says:

"33.2. Subject to you giving us 30 days’ written notice, you may transfer, at any time, within a time stipulated by you, current tax year subscriptions in whole, or previous tax year subscriptions in whole or in part from your Account to another ISA manager with, where appropriate, all rights and obligations, to be held in another cash ISA and/or stocks and shares ISA (subject to agreement from the new ISA manager)."

twinklie

Just bumping back to page 1...I was confused when I couldn't find this then.

Lokolo

twinklie wrote: »

Just bumping back to page 1...I was confused when I couldn't find this then.

http://forums.moneysavingexpert.com/showpost.php?p=4603369&postcount=1

Just put this page in your favourites. It only shows Post 1